Attorney - Syndicated Loans Attorney

Bank of America; Charlotte (TX); On-site; USD 175,000 - 260,000; Full time

Benefits offered by this job

Discretionary incentive eligible

Benefits eligible

Job summary

United States Digital Space LLC is seeking an experienced attorney to provide legal counsel and support to the Bank's GCIB Enterprise Credit and Corporate Banking teams on syndicated loan products. You will review, negotiate, and prepare complex loan documents, including commitment letters and credit agreements, while advising on regulatory risk.

The role involves guiding outside counsel, collaborating with Compliance and Risk, and delivering pragmatic, risk-based advice to enable business

Qualifications

• 5+ years of law firm or internal counsel experience related to syndicated loan transactions.
• Strong drafting and negotiation skills.
• Excellent written and verbal communication at all levels.
• Ability to manage high volume in fast-paced environment.
• Active U.S. bar membership in good standing.

Responsibilities

• Analyzes legal issues and regulatory implications for GCIB products and banking operations.
• Drafts, reviews, and negotiates complex loan documents and related agreements.
• Manages outside counsel and coordinates legal staff.
• Provides practical, risk-based legal advice to facilitate business growth.
• Collaborates with Compliance, Risk, and business partners to mitigate risk.

Skills

Advisory

Influence

Laws & Regulations

Policies & Procedures

Risk Management

Critical Thinking

Decision Making

Issue Management

Legal Drafting

Regulatory Compliance

Attention to Detail

Collaboration

Executive Presence

Legal Structures

Problem Solving

Education

Doctorate degree

Job description

Job Description:

At the company, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates' physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

the company is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role‑specific responsibilities and business needs.

At the company, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:

This job is responsible for providing legal counsel and support to the Bank's Global Corporate and Investment Banking (GCIB) Enterprise Credit and Corporate Banking business on legal, regulatory, and commercial matters relating to syndicated loan products. Key responsibilities include reviewing and negotiating legal documents, including commitment letters, term sheets, fee letters and syndicated loan agreements where the Bank is a participant; preparing guaranties, and communicating legal advice to internal partners. Job expectations include managing and supervising outside counsel on related matters, and providing practical, risk-based legal advice on applicable laws, regulations, and industry developments to facilitate business growth, innovation, and the effective management of legal and regulatory risk.

Responsibilities:

• Analyzes legal issues and implications on products, services, and regulatory matters related to the supported Global Banking businesses
• Communicates clear, concise, actionable, and business-informed legal advice, including occasionally to leadership
• Interprets rulings, laws, and regulations from a compliance and business control standpoint
• Drafts, reviews, and/or negotiates complex legal documents, such as commitment letters, engagement letters, term sheets, fee letters and syndicated credit agreements, including cross-border transactions and legal opinions
• Gathers, assesses, and evaluates information from various sources with an open mind to make a judgment or inference
• Supports company responses to government agency examinations and investigations, enforcement actions, private complaints, and litigation
• Directs the work of outside legal counsel and may coordinate the work of other Legal staff and trains, mentors, or supports the development of peers
• Prepare and review parent guaranties for subsidiary obligations related to various loan products
• Communicates clear, concise, and responsive legal advice to Enterprise Credit officers and corporate bankers
• Manages and supervises the work of outside legal counsel
• Collaborates with Compliance, Risk, Legal and business stakeholders to identify and mitigate legal and regulatory risks

Required Qualifications:

• 5+ years of law firm or internal counsel experience related to syndicated loan transactions
• Strong organizational, drafting and negotiation skills
• The ability to communicate clearly, both verbally and in writing, at all levels within the organization
• Strong work ethic and self‑initiative, with the ability to manage a high volume of work in a fast‑paced and changing environment
• Strong interpersonal skills with the ability to work well as part of a team with other lawyers, clients and other risk and business support partners
• The ability to effectively balance risk and reward and to be a strategic partner with clients to help them achieve their business objectives with an appropriate risk/reward balance
• Active U.S. bar membership in good standing

Desired Qualifications:

• Meaningful experience related to oil and gas loans
• Knowledge of sustainable and green loans
• Ability and willingness to develop and propose constructive solutions, where warranted

Skills:

• Advisory
• Influence
• Interpret Relevant Laws, Rules, and Regulations
• Policies, Procedures, and Guidelines
• Risk Management
• Critical Thinking
• Decision MakingIssue Management
• Legal Drafting and Writing
• Regulatory Compliance
• Attention to Detail
• Collaboration
• Executive Presence
• Legal Structures and Legal Forms
• Problem Solving

Minimum Education Requirement: Doctorate degree in related field

Shift:1st shift (United States of America)

Hours Per Week:40

Pay Transparency details

US - IL - Chicago - 540 W Madison St - the company Plaza (IL4540), US - NY - New York - 114 W 47th St - 114 W 47th St - Ust (NY8114)

Pay and benefits information

Pay range

$175,000.00 - $259,700.00 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry‑leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.