Associate Underwriter, Environmental - Underwriting Development Program - June 2027

Liberty Mutual Group; Philadelphia (Philadelphia County); On-site; USD 60,000 - 70,000; Full time

Job summary

Liberty Mutual Insurance in Philadelphia invites an Associate Environmental Underwriter to join a structured development program. You will learn risk evaluation, coverage analysis, and customer relationship management while supporting environmental risk solutions.

The program emphasizes mentorship, hands-on underwriting, and collaboration with experienced professionals to balance customer needs with profitable growth across industries.

Qualifications

• 0–2 years of related professional experience.
• Bachelor’s degree in Risk Management & Insurance, Environmental Studies or a related discipline.
• Permanent US work authorization and a valid driver's license for travel.

Responsibilities

• Learn risk evaluation, coverage analysis, and relationship management through a structured program.
• Collaborate with experienced underwriters to identify and mitigate environmental risks.
• Develop professional underwriting skills and pursue necessary designations.

Skills

Analytical thinking

Decision making

Negotiation

Customer service

Education

Bachelor's degree (Risk Management & Insurance)

Bachelor's degree (Environmental Studies)

Job description

Description

Are you curious, analytical, and energized by solving complex business challenges? Do you enjoy evaluating risk, building relationships, and making informed decisions? Are you interested in helping businesses navigate environmental exposures and emerging risks?

Description

Are you curious, analytical, and energized by solving complex business challenges? Do you enjoy evaluating risk, building relationships, and making informed decisions? Are you interested in helping businesses navigate environmental exposures and emerging risks?

If so, Liberty Mutual's Environmental Division may be the perfect place to launch your career.

The Details

As an Associate Environmental Underwriter, you'll participate in a structured development program designed to build the technical, analytical, and business skills needed for a successful underwriting career. Working alongside experienced environmental underwriters, you'll learn how businesses identify, manage, and mitigate complex environmental risks through specialized insurance solutions.

Environmental liability is one of the most dynamic and evolving areas of risk. From site pollution and contractor environmental liabilities to emergency cleanup exposures and emerging environmental concerns, organizations face challenges that require specialized expertise and innovative risk management solutions. Our Environmental team helps businesses manage both the risks they can see and the risks they can't.

About Global Risk Solutions Environmental

Liberty Mutual's Environmental team provides a comprehensive suite of environmental insurance products backed by expert underwriting, proactive claims support, and specialized services such as crisis management and incident response. We partner with businesses, brokers, and industry professionals to help organizations navigate environmental liabilities while supporting responsible business growth.

Throughout the program, you'll gain exposure to environmental insurance products, underwriting principles, risk assessment, coverage analysis, and customer relationship management. You'll learn how environmental risks impact businesses across a variety of industries and how underwriting decisions balance customer needs, risk selection, and profitable growth objectives.

Training & Development

The Underwriting Development Program combines formal training, mentorship, structured learning, and hands-on underwriting experience starting in June 2027. Through real-world assignments and collaboration with experienced professionals, you'll develop skills in risk evaluation, coverage analysis, financial review, negotiation, and relationship management.

You will learn alongside a cohort of peers, build connections across the business, and receive ongoing coaching to support your growth as an underwriting professional.

Please note that this position does not offer relocation assistance.

Qualifications

What you’ve got

• You have 0-2 years of related professional experience.
• You hold, or will be completing, a Bachelor’s degree in Risk Management & Insurance, Environmental Studies or a related discipline.
• A strong academic record with a cumulative 3.0 GPA preferred.
• You possess strong analytical, decision-making, and negotiating skills.
• You have solid interpersonal skills and demonstrate a passion for customer service.
• You must be willing to complete professional designation(s) and continued insurance education.
• You must have permanent work authorization in the United States.
• You must possess and maintain a valid driver's license for regular travel to customer locations.

About Us

Pay Philosophy

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

Fair Chance Notices

• California
• Los Angeles Incorporated
• Los Angeles Unincorporated
• Philadelphia
• San Francisco