Associate Software Engineer

Self Financial; Austin (TX); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

Vision insurance

Life Insurance

Disability Insurance

Cost-containment resources

Flexible vacation

Bonuses

Parental leave

Stock options

Relocation bonus

Gym reimbursement (ClassPass)

Lunchdrop stipend

Paid parking

Inclusion programs

Casual dress code

Team building events

Referral program

Job summary

Self Financial in Austin, TX is seeking an Associate Software Engineer to contribute to the Credit Builder Account team. You will write secure Python, build REST APIs, and work with SQL databases while interfacing with product, QA, and DevOps.

You will collaborate with engineers and use AI tools like Claude daily to accelerate delivery, while upholding compliance in a regulated fintech environment.

Qualifications

• Associates, Bachelors, or Masters in Computer Science or a related field, or equivalent internship, project, or hands-on experience.
• Proficiency in Python, with a solid grasp of core data structures and algorithms.
• Working knowledge of REST APIs.
• Experience with SQL databases.
• Familiarity with Git and collaborative development workflows.
• Understanding of unit testing and how to apply it.
• Clear communication and a willingness to ask questions, take feedback, and learn quickly.

Responsibilities

• Build new features and enhancements for the Credit Builder Account, and feel comfortable raising questions when something is unclear.
• Ship functional, secure Python code, REST APIs, and integrations with in-house and third-party services and SQL databases, collaborating through Git (branches, pull requests, code reviews).
• Debug and resolve issues by digging in and understanding the root cause, not just patching the symptom.
• Use good judgment: ask questions, weigh tradeoffs, flag risks, and keep our work aligned with compliance requirements as a regulated fintech.
• Own what you ship. Use Claude and other AI tools to move faster, but review, understand, and stand behind every line of code.
• Partner with product managers, QA, DevOps, and teams across the company to deliver on product goals.
• Keep growing: take feedback from code reviews in stride, learn from mistakes, and stretch into harder problems over time.

Skills

Python

REST APIs

SQL databases

Git workflows

Unit testing

Clear communication

Education

Associates, Bachelors, or Masters in Computer Science or related field

Tools

AWS

Claude AI

CI/CD

Job description

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

We challenge the status quo of the credit industry by giving people accessible tools to take control of their credit, with a focus on the 100 million+ Americans who have no or low credit. We're looking for people who share our passion, tackle challenges, find solutions, and make the financial space better for the communities we serve.

Title

Associate Software Engineer

Team

Credit Builder Account (CBA) is a product team, much like our card team. CBAis a way to credit. It is a loan in a bank-held Certificate of Deposit (CD) that members can pay off. Each payment gets reported to all three credit bureaus. The CBA team builds and operates the systems supporting the product, including the services, APIs, jobs, mobile webs and web platforms.

Location: Austin, TX

Work Arrangement: Austin – Hybrid

About the Role

You’ll join CBA early in your career and learn how a regulated fintech product is built, shipped, and maintained. You’ll implement, develop, and test software, collaborating with senior engineers to understand project requirements and complete assigned tasks. You’ll also work alongside product managers, QA, and DevOps, and use AI tools like Claude every day to write code and move the product forward.

What you’ll do

• Build new features and enhancements for the Credit Builder Account, and feel comfortable raising questions when something is unclear.
• Ship functional, secure Python code, REST APIs, and integrations with in-house and third-party services and SQL databases, collaborating through Git (branches, pull requests, code reviews).
• Debug and resolve issues by digging in and understanding the root cause, not just patching the symptom.
• Use good judgment: ask questions, weigh tradeoffs, flag risks, and keep our work aligned with compliance requirements as a regulated fintech.
• Own what you ship. Use Claude and other AI tools to move faster, but review, understand, and stand behind every line of code.
• Partner with product managers, QA, DevOps, and teams across the company to deliver on product goals.
• Keep growing: take feedback from code reviews in stride, learn from mistakes, and stretch into harder problems over time.

What You Bring

• Associates, Bachelors, or Masters in Computer Science or a related field, or equivalent internship, project, or hands-on experience.
• Proficiency in Python, with a solid grasp of core data structures and algorithms (you can explain why one approach is better than another).
• Working knowledge of REST APIs.
• Experience with SQL databases.
• Familiarity with Git and collaborative development workflows.
• Understanding of unit testing and how to apply it.
• Clear communication and a willingness to ask questions, take feedback, and learn quickly.

What Separates You

• Relevant software engineering internships or project work.
• Hands-on experience with AWS or another cloud provider.
• Understanding of CI/CD and how code actually gets deployed, including the broader software development life cycle.
• Real exposure to AI-assisted development (such as Claude) in school, internships, or personal projects.
• Generous health, dental, and vision insurance coverage
• Employer-paid benefits including life, disability, and cost-containment resources
• Flexible vacation
• Company performance-based bonuses
• Paid parental leave
• Company equity in the form of stock options
• Relocation bonus to move to Austin
• Gym membership options through ClassPass or monthly reimbursement
• Lunchdrop stipend
• Paid parking
• ERG and inclusion opportunities
• Casual dress code
• Team building events and activities
• Referral program

Equal Opportunity Employer

Self Financial is an Equal Opportunity Employer. We celebrate diversity and are committed to an inclusive environment. We do not discriminate on the basis of any protected group status under applicable law. If you need an accommodation during the application or interview process, please let us know.

Work Authorization

We can only consider candidates who are U.S. citizens or permanent residents (green card holders). We are unable to offer visa sponsorship of any kind, now or in the future. All new hires must successfully pass a background check.

AI Integrity Policy

Self Financial is an AI-forward company. Our interview process is designed to understand your own career experience, technical acumen, and communication skills. Please do not use AI tools to generate or assist with your answers during interviews unless we explicitly invite you to. If we have reason to believe AI was used in a way that misrepresents your own abilities, we may remove you from the interview process and from consideration for future opportunities at Self.

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey.Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiringprocess or thereafter. Any information that you do provide will be recorded and maintained in aconfidential file.

As set forth in Self Financial’s Equal Employment Opportunity policy,we do not discriminate on the basis of any protected group status under any applicable law.

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.