Associate - Loan Syndications

Fulton Financial; Manheim Township (PA); Hybrid; USD 80,000 - 120,000; Full time

Benefits offered by this job

Medical plans

HSA/FSAs

Dental insurance

Vision insurance

Life insurance

401(k) + ESPP

Paid time off

Disability insurance

Adoption assistance

Educational assistance

Wellness program

Job summary

Fulton Bank, part of Fulton Financial, is seeking a talented analyst to support structuring, underwriting, and closing syndicated loan transactions for corporate and commercial real estate clients. You will work with Relationship Managers and credit teams to structure, underwrite, market, and manage portfolio activities.

The role emphasizes strong financial analysis, credit underwriting, market knowledge, and project management, with travel up to 50% and exposure to a dynamic syndications

Qualifications

• Strong financial statement analysis and credit underwriting skills.
• Advanced proficiency in Microsoft Excel, Word, PowerPoint and Syndtrak.
• Experience building financial models and performing cash flow analyses.
• Knowledge of syndicated lending structures, loan documentation, and capital markets concepts.

Responsibilities

• Transaction execution: structure and close syndicated loan facilities (revolvers, term loans, acquisition financings, refinancings).
• Prepare information memoranda, lender presentations, and marketing materials.
• Coordinate due diligence and manage transaction timelines for deal execution.
• Work with legal counsel, agents, participating lenders, and internal stakeholders through closing.
• Review commitment papers, term sheets, and credit agreements for consistency.

Skills

Financial analysis

Credit underwriting

Financial modeling

Cash flow analysis

Credit risk

Deal execution

Market research

Due diligence

Relationship building

Syndicated lending

Portfolio management

Project management

Education

Bachelor's degree in Finance

Series 7/63/79

Tools

Excel

PowerPoint

Word

Syndtrak

Bloomberg

Capital IQ

Refinitiv

Job description

Value Proposition

Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.

Overview

This is a full-time, remote career opportunity.

This role supports the origination, execution, and portfolio management of syndicated loan transactions for corporate, commercial real estate and sponsor-backed clients. The analyst works closely with Relationship Managers, Syndications Originators, Credit, Portfolio Management, and Capital Markets teams to structure, underwrite, market, and close syndicated credit facilities. This role requires strong financial analysis, credit underwriting, market knowledge, and project management skills.

Responsibilities

• Transaction Execution
  • Support the structuring and execution of syndicated loan transactions, including revolving credit facilities, term loans, acquisition financings, recapitalizations, and refinancings.
  • Assist in the preparation of information memoranda, lender presentations and any other marketing materials.
  • Coordinate due diligence activities and manage transaction timelines to support successful deal execution.
  • Work with legal counsel, agents, participating lenders, and internal stakeholders throughout the documentation and closing process.
  • Review commitment papers, term sheets, and credit agreements to ensure consistency with approved transaction structures.
• Financial and Credit Analysis
  • Analyze historical and projected financial performance of corporate borrowers.
  • Build and maintain financial models, including leverage, coverage, liquidity, and cash flow analyses.
  • Evaluate credit risks and identify key business, industry, and transaction considerations.
  • Prepare underwriting materials and credit approval memoranda for internal credit committees.
  • Monitor covenant compliance and borrower performance following transaction closing.
• Market and Portfolio Support
  • Monitor syndicated loan market activity, pricing trends, lender appetite, and comparable transactions.
  • Maintain databases of market intelligence, league tables, and peer transaction information.
  • Assist in portfolio reviews and portfolio management reporting.
  • Support relationship teams in evaluating opportunities for cross-sell and ancillary revenue generation.
• Client and Lender Interaction
  • Participate in client meetings, lender calls, and internal deal discussions.
  • Respond to information requests from prospective lender participants.
  • Develop working relationships with commercial banks, institutional lenders, and internal business partners.
  • Provide timely and accurate communication regarding deal status and execution milestones.
• Willingness to travel up to 50% of the time.

Qualifications

Education

Bachelor's Degree or the equivalent experience. Specialty: finance, accounting, economics, business, or a related field. (Required)

Experience

3 or more years commercial banking, corporate banking, leveraged finance, credit analysis, portfolio management. (Required)

2 or more years loan syndications; underwriting and syndicating middle-market or large corporate credit transactions. (Preferred)

Certifications

Series 7, 63 and 79. (Preferred)

Knowledge, Skills, and Abilities

• Strong financial statement analysis and credit underwriting skills. (Required)
• Advanced proficiency in Microsoft Excel, Microsoft Word, PowerPoint and Syndtrak (Required)
• Experience building financial models and performing cash flow analyses. (Required)
• Knowledge of syndicated lending structures, loan documentation, and capital markets concepts. (Required)
• Familiarity with Bloomberg, Capital IQ, Refinitiv, or similar financial information platforms (Preferred)

Other Duties as Assigned by Manager

This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.

Pay Transparency

In addition to base pay, this position is eligible to participate in a commission plan.

Benefits

Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify.

• medical plans with prescription drug coverage
• flexible spending account or health savings account depending on the medical plan chosen
• dental and vision insurance
• life insurance
• 401(k) program with employer match and Employee Stock Purchase Plan
• paid time off programs including holiday pay and paid volunteer time
• disability insurance coverage and maternity and parental leave
• adoption assistance
• educational assistance
• a robust wellness program with financial incentives

To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.

EEO Statement

Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.