Associate General Counsel - Digital Assets & Money Movement

U.S. Bank; New York (NY); On-site; USD 194,000 - 229,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking an experienced attorney to join its Operations, Technology and Regulatory Team, supporting digital assets, blockchain, and next‑generation payments. The role involves providing legal, product, and regulatory guidance across the asset lifecycle and collaborating with business lines, risk, and technology teams.

Qualified candidates will have a J.D. and active bar membership, 7+ years in financial services or regulatory counseling, and familiarity with fintech or payments.

Qualifications

• J.D. and active bar membership in good standing.
• 7+ years of legal experience, preferably in financial services, fintech, payments, or regulatory counseling.
• Experience in a law firm or in-house legal department with digital assets or payments focus.
• Background in payments, money movement, technology, trust and custody or with digital currency related legal issues.

Responsibilities

• Interpret and advise on the GENIUS Act and implementing regulations relevant to digital assets, blockchain, and money movement.
• Monitor regulatory developments and assess impact on enterprise strategy and product design.
• Provide legal support across the digital asset product lifecycle, including structuring and risk assessment.
• Partner with business, risk, and technology teams to mitigate legal and regulatory risks.
• Assist with risk management strategies for emerging business models and regulatory compliance.

Skills

Regulatory counseling

Cross-functional collaboration

Financial services experience

Blockchain familiarity

Analytical thinking

Communication skills

Education

J.D. and active bar membership

Job description

Job Description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

The U.S. Bank Law Division is seeking an experienced attorney to join its Operations, Technology and Regulatory Team supporting the Digital Assets and Money Movement business line and related enterprise initiatives. This role will sit at the center of the Bank’s digital asset, blockchain, and next-generation payments efforts, providing legal, product, and regulatory guidance on the development, deployment, and oversight of innovative products and activities. The attorney will partner closely with business lines, Law Division subject matter experts, risk and compliance, technology teams, and government relations. We are seeking a collaborative, curious, and creative attorney who is eager to understand the Bank’s business and technology, contribute to strategic initiatives, and help solve complex and novel problems. This is a unique opportunity to work at the forefront of financial innovation, helping shape how the Bank navigates digital assets and emerging money movement. This role offers exposure to cutting-edge legal issues at the intersection of technology, regulation, and financial services as well as enterprise strategy, regulatory engagement, and product development in a highly collaborative environment.

Key Responsibilities

• Interpret and advise on the GENIUS Act and implementing regulations, as well as other applicable and emerging laws, regulations, and supervisory guidance relevant to digital assets, blockchain, and money movement
• Monitor and assess regulatory and legislative developments and evaluate their impact on enterprise strategy, product design, and operations
• Provide legal support across the digital asset product lifecycle, including structuring, risk assessment, and commercialization of new and emerging offerings
• Partner with business, risk, and technology teams to identify and mitigate legal and regulatory risks associated with digital asset and payments activities
• Support development of risk management strategies for emerging business models, including regulatory, operational, BSA/AML, cyber, and financial risks
• Assist with the review and negotiation of commercial agreements, including vendor, technology, and strategic partnership contracts
• Educate and advise Law Division and business leaders on legal risks, opportunities, and industry best practices

Preferred Skills/Qualifications

• J.D. and active bar membership in good standing
• 7+ years of legal experience, preferably in financial services, fintech, payments, or regulatory counseling
• Experience in a law firm or in-house legal department
• Background in payments, money movement, technology, trust and custody or with digital currency related legal issues
• Familiarity with banking and payments regulation, securities and commodities considerations, and BSA/AML requirements
• Exposure to blockchain or distributed ledger technology and related business models
• Experience working cross-functionally with business, risk, compliance, and technology teams
• Collaborative: Builds strong relationships and works effectively across functions
• Curious: Demonstrates interest in emerging technologies and evolving regulatory frameworks
• Creative: Brings practical, solutions-oriented thinking to complex issues
• Engaged: Takes initiative and contributes actively to team priorities
• Strong analytical judgment and ability to operate in a rapidly evolving environment
• Excellent communication skills, including the ability to translate complex legal concepts into clear, actionable guidance

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $194,225.00 - $228,500.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.