Associate Financial Planning Consultant

Cetera Financial Group, Inc.; Citrus Heights (CA); On-site; USD 72,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Paid time off

401(k) with company match

Paid parental leave

Mental health benefits

Wellness days

Health Savings and FSA

Job summary

GLH&C Financial Services in Citrus Heights, CA is seeking an Associate Financial Planning Consultant to support senior advisors and develop expertise for future independent advisory roles. The role involves financial planning prep, client service, and operational tasks to create capacity for Lead Advisors.

You will assist with analysis, client meetings, portfolio reviews, and research to back recommendations.

Qualifications

• Bachelor's degree in finance, business, or related field.
• 2-5 years of experience in financial planning, investments, or related areas preferred.
• Series 7, 63, 65, as well as a Life Insurance license are required.

Responsibilities

• Assist Partner Advisors with analysis, client service, and technical tasks.
• Develop and refine technical skills and collaborate with team members to ensure seamless client service delivery.
• Prepare financial plans by gathering and analyzing client data using financial planning software; attend client meetings for notes and follow-up.
• Conduct portfolio reviews, asset allocation analysis, and generate rebalancing trades; research financial products and services to support recommendations.

Skills

Analytical skills

Communication skills

Multitasking

Education

Bachelor's degree in finance, business, or related field

Tools

eMoney

MoneyGuidePro

Job description

Job Description

GLH&C Financial Services is a full-service, comprehensive wealth management firm in Citrus Heights, California. Our professional team has over 100 years of combined industry experience, and we offer a variety of services ranging from investment advisory to estate planning. We are committed to building long-term relationships with our clients while helping them navigate and manage the unexpected changes that life and the economy, can present. Our business continues to grow, and we could not have accomplished so much without the support of our talented and professional team members. We offer a strong culture, competitive pay and benefits, and a collaborative workplace that supports employee development and an investment in long-term success.

The Associate Financial Planning Consultant role is a critical position within a financial planning team, designed to provide technical and client support to senior advisors while developing the expertise and skills necessary for a future independent advisory role. This position involves assisting with financial planning preparation, client service, and operational tasks to create capacity for Lead Advisors or Managing Directors. The Associate Fin Financial Planning Consultant may also contribute to firm initiatives, internal projects, and strategic goals.

Candidates must be located near our Citrus Heights, CA office.

What You'll Do

• General Support
  • Assist Partner Advisors with analysis, client service, and technical tasks.
  • Develop and refine technical skills.
  • Collaborate with team members to ensure seamless client service delivery.
• Analytical Support
  • Prepare financial plans by gathering and analyzing client data using financial planning software.
  • Attend client meetings to take detailed notes and provide follow-up support.
  • Conduct portfolio reviews, asset allocation analysis, and generate rebalancing trades.
  • Research financial products, investment managers, and services to support client recommendations.
  • Create custom spreadsheets or tools for analyzing specific planning scenarios or purchase decisions.
• Client Service
  • Respond to basic client inquiries regarding account access, statements, or general financial questions.
  • Facilitate fund transfers, update cost-based information, and complete account-related forms.
  • Maintain accurate records in CRM systems and generate performance reports using portfolio management tools.
  • Provide product education or options to clients as needed.

What You Need to Have

• Bachelor's degree in finance, business, or a related field.
• 2-5 years of experience in financial planning, investments, or related areas preferred.
• Series 7, 63, 65 , as well as a Life Insurance license, are required.

What's Nice to Have

• Strong analytical skills with attention to detail.
• Excellent communication skills for both client interactions and internal collaboration.
• Ability to manage multiple priorities efficiently in a fast-paced environment.
• Proficiency with financial planning software (e.g., eMoney, MoneyGuidePro) and portfolio management tools is preferred.

Travel Requirements

Up to 5%

The position is generally office-based with occasional travel for client meetings or professional events. It requires a combination of independent work on technical tasks and collaborative efforts with the advisory team.

Compensation

The base salary range for this role in Citrus Heights, CA is $72,000-$100,000, plus a competitive performance-based bonus. Base salary depends on a wide array of factors, including but not limited to skill set, years and depth of experience, certifications, and location. Salary range may also differ significantly due to geography and cost of labor considerations.

About Us

About Us

What we give you in return

Not many teams can say that they support people's dreams coming to life. We happen to do that every day. And as important as we know your career is, we recognize that there's a whole lot more to life. To ensure that our employees can make the most of their time outside of working hours, we offer a competitive salary and for full-time roles, a benefits package including:

• Inclusive health, dental, vision, and life insurance plans built to support diverse lifestyles, offer preventative care, and protect against hardship.
• Easy access to mental health benefits to meet our team members and their families where they are.
• 20+ days of paid time off (PTO), paid holidays, and 2 paid wellness days to give our employees the time they need to stay close with their loved ones, recharge, and give back to their communities.
• 401(k) savings plan with a generous company contribution (up to 5%), and access to a financial professional to offer our employees the opportunity to plan-ahead for a strong financial future well beyond their working years.
• Paid parental leave to support all team members with birth, adoption, and fostering.
• Health Savings and Flexible Spending Account options to help you save money on healthcare, daycare, commuting, and more.
• Employee Assistance Program (EAP