Associate - Energy Banking PM

Huntington; Houston, Northern (TX, KY); On-site; USD 70,000 - 100,000; Full time

Job summary

Huntington in Houston, TX, seeks an Associate for Corporate, Specialty and Government Banking PM focused on energy. You will support the Credit Products team with underwriting, cash flow analysis, and portfolio management, collaborating with Relationship Management and other product partners.

The role develops portfolio management skills and offers exposure to credit policy, financial modeling, and industry research within a dynamic commercial banking environment.

Qualifications

• Bachelor's degree in Finance, Accounting, or related field.
• 2+ years of underwriting or commercial banking experience.
• Strong analytical and risk assessment abilities.

Responsibilities

• Gather and analyze financial information to determine creditworthiness for loan products.
• Complete financial spreads, risk rating, and portfolio monitoring activities.
• Underwrite complex commercial loans per Huntington credit policies.
• Conduct market research and distill findings for presentations.

Skills

Financial analysis

Attention to detail

Education

Bachelor's Degree in Finance, Accounting, or related field

Tools

Microsoft Excel

Microsoft Office

Job description

## Associate - Energy Banking PMApplyremote type: Officelocations: Houston, TXtime type: Full timeposted on: Posted Todayjob requisition id: R0074497# **Description****Summary:**The Associate - Corporate, Specialty and Government Banking PM supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this role, which will be focused in the energy industry, the associate will build upon the foundation set as an Analyst in areas such as cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Associate will also frequently collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and other product partners in creating such analysis. The Associate position is a developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.**Duties & Responsibilities:*** Gather and analyze financial and business information to determine creditworthiness for loan and credit products.* Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities* Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.* Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.* A more experienced Associate may be assigned direct portfolio management coverage responsibilities, typically with the oversight of a Director level PM.* Assist with training and/or mentoring Analyst level colleagues.* Performs other duties as assigned.**Basic Qualifications:*** Bachelor's Degree required (Finance, Accounting, or related field)* 2+ years of experience in an underwriting or commercial banking environment**Preferred Qualifications:*** High level of attention to detail* Proficiency in Microsoft Office suite (particularly Microsoft Excel)**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.Huntington is an Equal Opportunity Employer.Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.**Note to Agency Recruiters:** Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.### About Us*Welcome to Huntington!*At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better.And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact.Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking.Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter.If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout*We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to* *[e-mail]*