Associate Director Underwriting - Remote

UnitedHealth Group; Eden Prairie (MN); Hybrid; USD 113,000 - 193,000; Full time

Job summary

UnitedHealth Group's Optum unit seeks a senior underwriting leader in the Minneapolis area to manage underwriters, lead performance reviews and drive complex account underwriting with timely decision-making. The role emphasizes staff development, cross-functional collaboration and high-stakes financial analysis.

The position requires 5+ years in financial analysis, pricing or underwriting—especially in healthcare—with PBM exposure and strong Excel skills.

Qualifications

• 5+ years of financial analysis, pricing and/or underwriting experience, at least 3+ years in a healthcare environment.
• 3+ years of experience working for or with a Pharmacy Benefits Manager (PBM) or in a PBM client consulting role.
• Experience as a people leader, currently supervising employees.
• Experience building complex financial models and economic analysis.
• Experience underwriting financial offers for existing and new clients using forecast models.
• Experience developing and delivering presentations and communicating effectively, both verbally and in writing.
• Experience working in a cross-functional environment with the ability to quickly understand new areas.
• Progressive work experience, preferably in a finance-related role.
• Intermediate MS Excel skills with formulas, formatting, and ad hoc spreadsheets.

Responsibilities

• Managing a competent and motivated staff of underwriters.
• Leading, training and development of team.
• Monitoring performance and providing overall guidance.
• Oversee the underwriting of complex accounts, lead large case and delegation of authority reviews, and resolve issues with aggressive timelines.

Skills

Financial analysis

Underwriting

Pricing

People leadership

MS Excel

Forecast models

Presentation skills

Cross-functional collaboration

Healthcare experience

Tools

MS Excel

Job description

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us in making healthcare work better for everyone through people-led, responsible AI while Caring. Connecting. Growing together.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities

• Managing a competent and motivated staff of underwriters
• Leading, training and development of team
• Monitoring performance and providing overall guidance
• Oversee the underwriting of complex accounts, lead large case and delegation of authority reviews, and resolve issues with aggressive timelines

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• 5+ years of financial analysis, pricing and/or underwriting experience, at least 3+ years of which must be within a healthcare environment
• 3+ years of experience working for a or with a Pharmacy Benefits Manager (PBM) or in a consulting role on behalf of PBM clients
• Experience as a people leader, currently supervising employees
• Experience building complex financial models and economic analysis
• Experience with underwriting financial offers for existing and new clients, using a variety of forecast models
• Experience developing and delivering presentations and communicating effectively, both verbally and through written communication
• Experience working in a cross functional work environment with an ability to quickly understand new areas
• Progressive work experience, preferably in a finance-related role
• Intermediate skills in MS Excel, with proven ability to understand basic to moderate levels of formulas, formatting, and ad hoc spreadsheet building

Preferred Qualifications

• Pricing experience within a PBM & Specially
• Team leadership experience

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 - $193,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline

This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and help make the health system work better for everyone. Together, we are shaping the future of healthcare by harnessing technology and innovation to make care simpler to navigate, more affordable and more connected for the people we serve. We are committed to creating an inclusive workplace where everyone feels welcomed, valued, heard and respected, empowering people to bring their authentic selves to work and strengthening our collective impact through diverse talents, backgrounds, experiences and perspectives.

UnitedHealth Group and its affiliated brands are an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group and its affiliated brands are a drug‑free workplace. Candidates are required to pass a drug test before beginning employment.