Associate, Credit & Capital Solutions

KBS Capital Markets Group; Newport Beach (CA); On-site; USD 100,000 - 115,000; Full time

Job summary

KBS Capital Markets Group is seeking an Associate for Credit & Capital Solutions in Newport Beach, CA. The role involves supporting the structuring and execution of capital markets transactions and credit investments across various platforms.

The ideal candidate will have a degree in Finance or a related field and possess strong financial modeling skills, along with 2-4 years of relevant experience. Job responsibilities include underwriting debt, financial analysis, and communication with investors.

Qualifications

• 2-4 years of relevant experience in commercial real estate finance or investment banking.
• Familiarity with loan documentation and credit agreements is required.
• Ability to manage multiple priorities in a fast-paced environment.

Responsibilities

• Support the underwriting and structuring of debt and credit transactions.
• Develop and maintain detailed financial models for cash flows.
• Assist with investor and lender communications and follow-up analysis.

Skills

Financial modeling

Analytical skills

Attention to detail

Communication skills

Education

Bachelor’s degree in Finance, Real Estate, Economics, or Accounting

Tools

Excel

Argus

PowerPoint

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Associate, Credit & Capital Solutions

Full Time Professional California, Newport Beach, CA, US

3 days ago Requisition ID: 1057

Salary Range: $100,000.00 To $115,000.00 Annually

Job Overview

The Associate, Credit & Capital Solutions will support the structuring, underwriting, and execution of capital markets transactions and credit investments across the firm’s real estate and investment platforms. This role sits at the intersection of capital markets, credit underwriting, and asset‑level analysis, and is designed for a high‑performing professional with strong financial acumen, attention to detail, and the ability to manage multiple workstreams concurrently.

The Associate will work closely with senior team members, asset management, legal counsel, and external capital partners, lenders, intermediaries, and borrowers to deliver financing solutions that support portfolio strategy, liquidity objectives, and investor requirements.

Essential Job Functions

Credit & Transaction Execution

• Support the underwriting, structuring, and execution of debt, credit, and structured capital transactions, including:
  • Mortgage loans (fixed and floating rate)
  • Credit facilities and warehouse lines
  • Mezzanine loans and preferred equity
  • Credit and hybrid debt/equity investments
• Prepare transaction‑level credit materials, including offering memorandums, underwriting memos, investment summaries, and lender/investor presentations.
• Assist in managing transaction processes from origination through closing, including coordination with lenders, investors, intermediaries, legal counsel, and third‑party advisors.
• Review and summarize loan documents, term sheets, and covenant packages; track compliance with closing and post‑closing requirements.

Financial Analysis & Underwriting

• Develop and maintain detailed financial models, including:
  • Property‑level and portfolio‑level cash flow models
  • Sensitivity and scenario analyses
  • Debt sizing, coverage, and leverage metrics
• Analyze operating performance, lease terms, rollover exposure, and market assumptions in connection with financing and investment decisions.
• Support preparation of NOI analyses, accruals, and historical performance summaries used for credit review and investor reporting.

Capital Markets & Investor Support

• Assist with investor and lender communications, including data requests, diligence materials, and follow‑up analysis.
• Support preparation of internal and external capital markets updates, portfolio leverage summaries, and refinancing pipelines.
• Coordinate with investor relations and senior leadership on materials prepared for institutional capital partners.
• Help maintain centralized tracking of loan terms, maturities, covenant requirements, and financing milestones across portfolios.
• Support internal reporting related to leverage, interest rate exposure, and liquidity.
• Contribute to process improvements, templates, and analytical tools to enhance execution efficiency and consistency across transactions.
• Assist in servicing credit and hybrid investments, and basic asset management of credit and hybrid debt/equity investments.

Qualifications

Required

• Bachelor’s degree in Finance, Real Estate, Economics, Accounting, or a related field.
• 2–4 years of relevant experience in commercial real estate finance, investment banking, private equity, credit, or structured finance.
• Strong financial modeling and analytical skills; advanced proficiency in Excel and Argus.
• Familiarity with loan documentation, credit agreements, and real estate financing structures.
• Ability to manage multiple priorities in a fast‑paced, transaction‑driven environment.

Preferred

• Experience working with institutional lenders, investors, and capital markets professionals.
• Exposure to portfolio‑level financings, credit facilities, or structured capital solutions.
• Experience supporting investor materials, lender diligence, and credit committee presentations.
• Advanced proficiency in PowerPoint.

Highly Desired

Core Competencies

• Strong quantitative and analytical thinking
• High attention to detail and organizational discipline
• Clear written and verbal communication skills
• Ability to work independently while collaborating effectively with senior team members
• Sound judgment and a solution‑oriented approach to complex credit issues

Travel Requirements

Occasional travel may be required to attend industry conferences, tour and inspect properties, and meet with lenders and potential capital partners and borrowers.

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is regularly required to walk, talk, see, and hear. The employee sits for extended periods of time at a computer station or work desk, stands and walks regularly throughout the day, and uses hands and fingers to operate computers and office equipment for up to 8 hours each day. Occasionally involves light lifting (up to 10 lbs.). The employee is exposed to typical office environment conditions. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perceptions, and the ability to adjust focus.

Mental Effort

Ability to work independently, prioritize duties to ensure timely completion of job duties. Requires active listening, critical thinking, making decisions and time management and training skills, as well as administration and management skills. Ability to interact in a courteous and professional manner at all times. Ability to be proactive and work independently (at times) is critical, but at the same time we are part of a much larger teams so the ability to collaborate is also imperative.

Working Conditions

Indoors environmentally controlled; contact with others; face to face discussions.

Health and Safety Responsibilities

• Take reasonable and necessary precautions to ensure personal and others health and safety.
• Report to management or follow procedure as established in Safety Program any and all conditions that may be affecting the safety and health of the workplace.
• Report to management all occurrences that cause injury or damage to any person or property.
• Comply with the Company Safety Program, Policies and Procedures.

Reporting Staff

None

Normal Working Hours

Monday to Friday – Business hours. Schedule may vary based on business demands.

Note

A review of this description has excluded the marginal functions of the position that are incidental to the performance of fundamental job duties. All duties and requirements are essential job functions.

This job description in no way states or implies that these are the only duties to be performed by the employee occupying the position. Employees will be required to perform any other job‑related duties assigned by their supervisor.

This document does not create an employment contract, implied or otherwise, other than an “at will” employment relationship.