Associate, Credit Analysis

Conventus; San Francisco (CA); Hybrid; USD 90,000 - 130,000; Full time

Job summary

Conventus Holdings Corporation is seeking an Associate, Credit to review bridge loans and assess credit risk. The role focuses on collateral value, borrower experience, and transaction diligence in a fast-paced environment.

The ideal candidate has 2–5 years of real estate due diligence or lending experience and strong organizational and problem-solving skills. This position offers a hybrid in-office / remote schedule with in-office work four days a week in San Francisco or New York.

Qualifications

• 2-5 years of experience in a real estate-related field.
• 2-5 years of lending-related experience (prior real estate private lending experience a plus).
• Real estate valuation experience (single-family and multifamily).
• Ability to work independently and handle non-routine situations with solutions-based problem-solving skills.
• A demonstrated team player who thrives in a fast-paced environment and is willing to roll up your sleeves to get things done.
• Ability to foster and cultivate relationships with a thoughtful and forward-thinking approach.
• Strong organizational and critical thinking skills, with impeccable multi-tasking abilities.

Responsibilities

• Analyze the value of residential investment properties before and after renovation/construction.
• Review borrower experience and ability to execute on proposed projects.
• Proactively identify key risks and take action to mitigate them, ensuring Conventus’ strong loan performance.
• Conduct research on real estate markets to provide a holistic view of target markets and submarkets.
• Complete transaction diligence to reduce fraud risk.
• Make recommendations on loan structuring to senior Credit team members.
• Review and analyze third-party valuations for accuracy and submit disputes as needed.
• Support a positive and collaborative working environment, with flexibility and willingness to participate in process improvements and strategic growth initiatives.
• Communicate in a time-sensitive manner with Sales, Operations, Servicing, and Capital Markets teams regarding suitability and risk of live and funded loans.
• Maintain a working knowledge of investor guidelines and policies.
• Provide feedback to improve the underwriting process.Comply with all company policies, procedures, and regulations.
• Undertake ad hoc projects to help improve the team and business.

Skills

Real estate valuation

Lending experience

Independent work

Team player

Relationship building

Organizational skills

Multitasking

Job description

Associate, Credit

Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $25 billion real estate bridge loan market place. True to the Latin origin of the company’s name, “to bring together,” CHC existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. Our competitive edge in executing our mission is assembling, nurturing, and developing a collaborative group of talented individuals. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.

We are seeking a detail-oriented and highly organized Associate, Credit Analysis to join our team. This person will review bridge loans to assess credit risk and make recommendations on loan structure. The credit review of these loans involves an in-depth analysis of collateral value, borrower experience and creditworthiness, and transaction diligence.

The ideal candidate should have 2-5 yrs real estate due diligence or transaction experience, be detail-oriented, highly organized, and have a genuine desire to go the extra mile for our customers. This is a fast-paced role in an ever-changing environment, so the ability to be flexible and adaptable is key to success. If you thrive on ownership, creativity, and collaboration, then this is the role for you.

LOCATION: San Francisco, CA or New York, NY

Required 4 days per week in the office (Mon-Thrus), Fridays are remote.

RESPONSIBILITIES

• Analyze the value of residential investment properties before and after renovation/construction
• Review borrower experience and ability to execute on proposed projects
• Proactively identify key risks and take action to mitigate them, ensuring Conventus’ strong loan performance.
• Conduct research on real estate markets to provide a holistic view of target markets and submarkets
• Complete transaction diligence to reduce fraud risk
• Make recommendations on loan structuring to senior Credit team members
• Review and analyze third-party valuations for accuracy and submit disputes as needed.
• Support a positive and collaborative working environment, with flexibility and willingness to participate in process improvements and strategic growth initiatives.
• Communicate in a time-sensitive manner with Sales, Operations, Servicing, and Capital Markets teams regarding suitability and risk of live and funded loans.
• Maintain a working knowledge of investor guidelines and policies.
• Provide feedback to improve the underwriting process.Comply with all company policies, procedures, and regulations.
• Undertake ad hoc projects to help improve the team and business.

QUALIFICATIONS

Education and Experience:

• 2-5 years of experience in a Real Estate-related field.
• 2-5 years of lending-related experience (prior real estate private lending experience a plus).
• Real estate valuation experience (both single-family and multifamily)
• Ability to work independently and handle non-routine situations with solutions-based problem-solving skills
• A demonstrated team player who thrives in a fast-paced environment and is willing to roll up your sleeves to get things done.
• Ability to foster and cultivate relationships with a thoughtful and forward-thinking approach
• Strong organizational and critical thinking skills, with impeccable multi-tasking abilities