Associate Compliance Manager - Fair & Responsible Banking

BECU; Oregon (WI); Hybrid; USD 97,000 - 118,000; Full time

Benefits offered by this job

401k match

Medical, Dental & Vision

PTO + Exchange Program

Tuition reimbursement

Volunteer time off + donation match

Job summary

BECU is seeking an Associate Compliance Manager, Fair & Responsible Banking, to strengthen fair lending analytics and safeguard access to financial products. You will partner with lending, risk, regulatory, and product teams to identify and mitigate risks while upholding compliance standards across the enterprise.

In this role, you’ll influence policies, drive remediation efforts, and contribute to the evolution of BECU’s Fair Lending program through data-driven insights and collaborative

Qualifications

• Bachelor’s degree in business or equivalent experience required.
• 2 years of compliance experience within a financial institution, or at a financial institution regulatory agency required.
• CRCM or NCCO designation preferred or willingness to obtain certification.

Responsibilities

• Regulatory research on fair lending and consumer protection requirements and present practical recommendations.
• Develop and maintain expertise in applicable federal and state regulations; monitor activities.
• Collaborate with business units to design, enhance, and implement products, services, and processes.
• Conduct Fair Lending and UDAP/UDAAP risk assessments and identify gaps.
• Perform ongoing compliance monitoring, review lending exceptions, and communicate findings to leadership.

Skills

Verbal communication

Interpersonal skills

Analytical thinking

Education

Bachelor’s degree in business or equivalent experience

Tools

HMDA software

Job description

Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?

Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.

While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

You bring more than your expertise to your role, and that matters here. Your story, perspectives, and lived experiences help shape belonging at BECU and deepen how we connect with and support our employees, our members, and our communities.

PAY RANGE

The Target Pay Range for this position is $96,900.00-$118,400.00 annually. The full Pay Range is $75,300.00 - $140,100.00 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS – Because People Helping People Starts With Supporting You

• 401(k) Company Match (up to 3%)
• 4% annual contribution to your 401(k) by BECU
• Medical, Dental and Vision (family contributions as well)
• PTO Program + Exchange Program
• Tuition Reimbursement Program
• BECU Cares volunteer time off + donation match

Impact You’ll Make

As the Associate Compliance Manager, Fair & Responsible Banking, you’ll play a critical role in helping ensure BECU delivers fair, equitable, and compliant experiences for our members. You’ll partner across lending, marketing, risk, and compliance teams to identify, assess, and mitigate fair lending and consumer protection risks. Your work will help safeguard access to financial products and services while supporting compliance with key regulations such as ECOA, HMDA, the Fair Housing Act, and UDAP/UDAAP requirements. From conducting risk assessments to analyzing lending data and monitoring emerging risks, you’ll help strengthen BECU’s Fair & Responsible Banking Program and drive meaningful outcomes for our members and communities. You'll have the opportunity to influence business practices, shape compliance strategies, and help build the future of fair lending analytics at BECU.

To join our dynamic team, we require candidates to be residents of WA, OR, ID, AZ, TX, GA, SC, NC, CA or VA.

If you’re located in Washington state and within a reasonable driving distance from Tukwila, we are requesting that you come into our HQ on Tuesdays & Wednesdays. For those candidates that live outside the commute distance of TFC and in any of our approved remote work locations, this role will be remote. Remote or onsite, we are committed to ensuring you are fully engaged and included in our collaborative environment.

What You’ll Do

• Regulatory Research & Guidance: Research laws, regulations, commentaries, guidance, and data related to fair lending and consumer protection requirements. You'll compile findings, analyze impacts, and present practical recommendations to stakeholders.
• Compliance Program Administration: Develop and maintain expertise in applicable federal and state regulations while helping evaluate policies, procedures, controls, and monitor activities that support the Fair & Responsible Banking Program.
• Business Partnership & Advisory: Collaborate with business unit partners as they design, enhance, and implement products, services, and processes.
• Risk Assessments: Conduct Fair Lending and UDAP/UDAAP risk assessments, evaluate controls, and identify emerging risks, gaps, and opportunities for improvement.
• Monitoring & Testing: Perform ongoing compliance monitoring activities, review lending exceptions and targeted samples, and communicate findings to leadership and stakeholders.
• Data Analytics & Reporting: Review lending activity, complaint trends, HMDA-related data, fair lending analytics, regression outputs, and redlining reviews to identify potential disparities.
• Complaint Reviews: Analyze complaints for fair lending or consumer protection matters documenting risks, root causes, and remediation plans.
• Issue Management: Track compliance findings, corrective actions, and remediation efforts through resolution while partnering with business units to drive sustainable outcomes.
• Training & Communication: Review and support organization-wide training materials, job aids, and compliance communications to ensure accuracy and applicability.
• Vendor & Regulatory Support: Research and document program-related compliance requirements for vendors and support requests from regulatory agencies, auditors, consultants, and legal partners.
• Program Reporting: Prepare and contribute to accurate reporting on the effectiveness of the Fair & Responsible Banking Program for business leaders, the Enterprise Compliance Department, and governance committees.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

What You’ll Gain

• The opportunity to make a direct impact on fair and equitable access to financial products and services.
• Exposure to complex and evolving regulatory topics including Fair Lending, HMDA, ECOA, Fair Housing Act, and UDAP/UDAAP.
• A highly collaborative environment where you'll partner with lending, marketing, risk, complaint management, and compliance leaders across the organization.
• Hands-on experience supporting the evolution of BECU's fair lending analytics capabilities.
• Opportunities to strengthen your expertise in risk assessments, compliance management systems, data analysis, and regulatory reporting.
• Meaningful visibility across the organization through participation in high-impact initiatives and program governance activities.
• Professional development opportunities, including exposure to industry certifications such as CRCM and NCCO.
• A purpose-driven role where your work helps protect members, strengthen communities, and promote responsible banking practices.

Qualifications

Minimum Qualifications

• Bachelor’s degree in business or equivalent experience required.
• 2 years of compliance experience within a financial institution, or at a financial institution regulatory agency required.

Desired Qualifications

• CRCM (Certified Regulatory Compliance Manager) or NCCO (National Association of National Credit Union Certified Compliance Officer) designation or other recognized regulatory compliance certification preferred or willingness to obtain certification as part of ongoing professional development.
• Verbal and interpersonal skills to effectively communicate and ensure staff/member-related issues are handled in a fair, consistent manner.
• Organizational skills, with the ability to complete assignments in a timely manner.
• Conceptual, analytical, and problem-solving skills to ensure compliance issues are resolved effectively.
• Experience with HMDA or fair lending software solutions, including data analysis, monitoring, reporting, and compliance with risk identification.
• PC skills (Microsoft Office), with the ability to learn new software and to summarize and present data in an effective manner.
• Experience with research and report formatting.

JOIN THE JOURNEY

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Your journey of influence, innovation, and impactful contribution starts now.

EEO Statement

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.