Associate - CIB Credit - FIG, TD Securities

TD Bank Group; New York, Northern (NY, KY); Hybrid; USD 175,000 - 200,000; Full time

Job summary

TD Securities in New York seeks an Associate to cover non-bank financial institutions, exposing you to Funds, Wealth Managers, and Insurance players. You will closely work with the Investment Banking origination team to assess credit risk and structure client solutions.

The role emphasizes financial modeling, high-quality credit submissions, due diligence, and collaboration with credit adjudicators. A strong finance background is required.

Qualifications

• Bachelor's degree in Finance or Accounting is required.
• Strong financial/analytical skills and excellent communication abilities.
• Financial modeling experience and ability to work in a team.

Responsibilities

• Assist in preparation of detailed high-quality credit submissions for FI clients, including risks and mitigants.
• Research and analyze clients' financial situations, industry and market data.
• Construct and sensitize detailed financial models evaluating credit metrics and covenants.
• Compile data through due diligence and prepare comprehensive credit reviews.
• Assist with deal negotiations and documentation; interact with clients and credit adjudicators.

Education

Bachelor's degree in Finance or Accounting

Job description

page for more information.Associate - CIB Credit - FIG, TD Securities page is loaded## Associate - CIB Credit - FIG, TD Securitiesremote type: Office Focusedlocations: New York, New Yorktime type: Full timeposted on: Posted Todaytime left to apply: End Date: October 22, 2026 (13 days left to apply)job requisition id: R\\_1515771**Work Location**:New York, New York, United States of America**Hours:**40**Line of Business:**Credit Management**Pay Detail:**$175,000 - $200,000 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Job Description:**The Associate will cover non-bank financial institutions and have the opportunity to gain exposure to various sub-sectors (including but not limited to Funds, Wealth Managers, Alternative Asset Managers, Insurance Brokers, and Insurance Carriers), products and client groups as well as work closely with the Investment Banking origination team. Preference given for lending experience to Funds.# **In this capacity you will:**· Assist in the preparation of detailed high-quality credit submissions for clients in the Financial Institutions sector, which will detail risks and mitigants and include a review of financial performance and key metrics, as part of a team.· Research and analyze clients' financial situations, industry and market data;· Construct and sensitize detailed financial models that help evaluate key credit metrics, financial covenants, and sensitivity to key variables;· Compile data through due diligence and prepare comprehensive credit reviews that analyze transactions and client risks;· Assist with deal negotiations and documentation; and· Interact with clients and credit adjudicators.**Qualifications:** Bachelor's degree in Finance or Accounting and 3-5 years of relevant credit and industry experience, with a combination of strong financial/analytical skills and excellent verbal and written communication abilities. Successful candidates must be adept at financial modeling and be able to work effectively in a team. Experience in Fund Finance and/or Concentrated Margin Lending is a plus.**Who We Are**TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we strive to make every interaction, product and experience remarkably human and refreshingly simple. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank.Together, we are reimagining what banking can be for our clients, colleagues and communities.**Our Total Rewards Package**Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.**Additional Information:**We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.**Colleague Development**If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.**Training & Onboarding**We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.**Interview Process**We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.**Accommodation**TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.**Our Values**At TD we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.**Our Commitment to Diversity, Equity, and Inclusion**At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.**Helping to Make an Impact in Communities - TD Ready Commitment**TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.