Associate Banker I - Waterville (Main St)

TD Bank Group; Waterville (ME); On-site; USD 30,000 - 37,000; Full time

Job summary

TD Bank Group is seeking a friendly and capable Client Service Associate to welcome clients and process routine banking transactions with accuracy and care. You will guide clients through their visits, identify needs, and refer to specialists as needed to support financial goals.

The role requires a high school diploma or GED and cash-handling experience; strong communication and organizational skills are essential to thrive in a fast-paced banking environment.

Qualifications

• High school diploma or GED required.
• 1 year demonstrated experience working with clients (volunteering, education, military, etc. count).
• Teller or cash-handling experience in a client-facing role is preferred.
• Ability to work evenings, weekends, and holidays as scheduled.
• Strong organizational skills to handle multiple tasks in a fast-paced environment.
• Excellent communication skills with concise and clear delivery.
• Demonstrated problem-solving and time-management abilities.
• Ability to work independently and meet deadlines while maintaining sound judgment.

Responsibilities

• Serve as the first point of contact for clients, guiding traffic and delivering a high-touch experience.
• Execute everyday banking transactions accurately and efficiently while deepening client relationships.
• Educate clients on banking products and digital tools, referring to specialists when appropriate.
• Identify client needs and opportunities to help reach financial goals and ensure compliance with policies.

Skills

Customer service

Cash handling

Communication

Education

High school diploma or GED

Tools

Microsoft Office

Job description

page for more information.**Work Location:**Waterville, Maine, United States of America**Hours:**40**Pay Details:**$21.50 - $26.75 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.**Line of Business:**Personal & Commercial Banking**Job Description:**This role plays a vital role in bringing TD's human, relationship driven banking experience to life. This role is a trusted guide for our clients; delivering everyday banking with accuracy, confidence, and clarity while helping clients feel informed, supported, and empowered to achieve their financial goals while upholding TD's strong risk and regulatory standards.**Depth & Scope:*** First point of contact for clients as they serve as the hospitality ambassador of the bank location, seamlessly guiding traffic flow while delivering a high touch client experience* Delivers accurate, efficient everyday banking transactions while deepening relationships by proactively identifying needs and opportunities that will help clients reach their financial goals and referring clients to appropriate partners to help achieve their financial objectives* Engages clients with professionalism with a focus on educating on appropriate products and self-serve solutions while using insights on recommending solutions for turning routine client transactions into meaningful moments* Demonstrates knowledge of basic banking products and services to utilize insights, tools and resources to evaluate and recommend client solutions* Performs a broad range of client transactions and multi-step activities within established financial limits* Identifies and assesses client problems in straight forward situations using standard procedures and escalates non-standard issues internally; typically addressing routine requests requiring minimal discretion**Education & Experience:*** High school diploma or GED* 1 year demonstrated experience working with clients. Experience can include any of the following: volunteering, education, military experience* Teller or cash-handling experience in a client facing/financial institution preferred* Ability to work during operating hours to include evenings, weekends and holidays as scheduled* Ability to complete required job-related training upon hire* Strong organization skills to handle multiple tasks in a fast-paced environment* Excellent communication skills with ability to be concise, clear and consistent* Demonstrated effective problem-solving skills* Demonstrated ability to schedule and prioritize work* Demonstrated ability to work independently and within deadlines* Sound judgment in decision making and problem solving* Proficient in Microsoft Office* Notary License preferred**Customer Accountabilities:*** Orchestrates the overall client experience by effectively managing client flow (in-person and phone), serving as the first point of contact for client inquiries, issue resolution, and referrals to appropriate partners* Serves as a hospitality ambassador for the financial center, delivering consistent, relationship-driven client experiences aligned to TD's service strategy* Creates personalized, client-first interactions that establish trust from the initial engagement and strengthen ongoing relationships* Balances client needs with sound judgment, policy adherence, and risk awareness to ensure compliant and responsible outcomes* Proactively educates clients on banking products, services, and digital capabilities to enhance convenience, save time, and support financial well-being, while connecting them to specialists as needed to achieve long-term goals* Advocates for clients by demonstrating empathy, integrity, and a long-term perspective in all interactions**Shareholder Accountabilities:*** Maintains compliance when completing operational activities in accordance with company guidelines and regulations to minimize risk and protect the client* Acts as a trusted first point of contact in safeguarding the integrity of the client relationship by operating within compliance of AML laws and regulatory requirements, by accurately verifying client identification, maintaining data integrity, and following established authentication and documentation standards* Identifies potential discrepancies, material changes or risk indicators and escalates appropriately in accordance with policy and procedure* Acts in accordance with TD's code of conduct and ethical standards in every decision* Protects TD's clients, colleagues and the Bank - Do the right thing -own it, raise it, know it**Employee/ Team Accountabilities:*** Completes required training and continuously strengthens risk and compliance knowledge* Contributes to a positive work environment by aligning to TD Model, Brand and Culture by participating fully as a member of the team* Takes accountability for outcomes and performance by participating in performance and development activities; proactively sharing insights, lessons learned, and best practices across the team* Embraces different perspectives, backgrounds, and experiences* Models curiosity and seeks out different perspectives to foster a growth mindset* Collaborates with team members in contributing to the success of the team and organization**Physical Requirements:**Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%* Domestic Travel - Occasional* International Travel - Never* Performing sedentary work - Frequent* Performing multiple tasks - Continuous* Operating standard office equipment - Continuous* Responding quickly to sounds - Continuous* Sitting - Occasional* Standing - Continuous* Walking - Occasional* Moving safely in confined spaces - Occasional* Lifting/Carrying (under 25 lbs.) - Occasional* Lifting/Carrying (over 25 lbs.) - Occasional* Squatting - Occasional* Bending - Occasional* Kneeling - Occasional* Crawling - Occasional* Climbing - Occasional* Reaching overhead - Occasional* Reaching forward - Occasional* Pushing - Occasional* Pulling - Occasional* Twisting - Occasional* Concentrating for long periods of time - Continuous* Applying common sense to deal with problems involving standardized situations - Continuous* Reading, writing and comprehending instructions - Continuous* Adding, subtracting, multiplying and dividing - ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.**Who We Are:**TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues,