Associate Actuarial Director - Remote

UnitedHealthcare; Minnetonka (MN); Hybrid; USD 113,000 - 193,000; Full time

Benefits offered by this job

Comprehensive benefits package

Equity stock purchase program

401k contribution

Job summary

UnitedHealthcare seeks an actuarial professional to forecast Medicare medical expense trends and identify drivers of health care costs. You will apply advanced analytics to assess utilization patterns, provider dynamics, regulatory changes, and population health factors shaping future medical spending.

You will work remotely anywhere in the U.S., with four in-office days per week for Minneapolis or Washington, D.C.

Qualifications

• Bachelor's degree from an accredited university.
• ASA or FSA designation.
• 5+ years of actuarial science, data science, predictive analytics, or related quantitative discipline.
• Experience with Medical and/or Pharmacy claims data.
• Advanced proficiency with MS Excel.

Responsibilities

• Develop, conduct, and evaluate studies to understand drivers behind changing health care costs and impact on future medical spending.
• Mentor actuarial talent through delegation, coaching, peer review, cross-training and development opportunities.
• Collaborate with stakeholders to identify business questions for analytic investigation (e.g., utilization analysis).
• Support collaboration across Actuarial, FP&A, Healthcare Economics, Pricing, and Reserving teams with cross-LOB collaboration.
• Lead meetings to validate and develop modeling assumptions.
• Design and run complex data programs using SAS, SQL, Excel, Snowflake to extract and analyze data.
• Interpret and disseminate results of modeling analyses with conclusions and recommendations.

Education

Bachelor's degree

ASA/FSA designation

Tools

SAS

SQL

Excel

Snowflake

Job description

At UnitedHealthcare, we're simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and optimized. Ready to make a difference? Join us to start Caring. Connecting. Growing together

This is a unique opportunity for an actuarial professional who excels at forecasting Medicare medical expense trends and uncovering the drivers behind changing health care costs. In this role, you'll leverage advanced analytics to evaluate utilization patterns, emerging technologies, provider dynamics, regulatory changes, and population health trends that influence future medical spending. Working closely with actuarial, clinical, and business partners, you'll develop actionable forecasts and insights that support pricing, financial planning, and strategic decision-making. Your work will directly shape how the organization anticipates and responds to the evolving Medicare landscape.

You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.

Primary Responsibilities

• Develop, conduct, and evaluate studies to understand drivers behind changing health care costs and the impact they'll have on future medical spending
• Develop and mentor actuarial talent through effective delegation, technical coaching, peer review, cross-training, and supporting development opportunities
• Collaborate with key stakeholders to identify and develop business questions for analytic investigation (e.g., utilization analysis)
• Support collaboration across Actuarial, FP&A, Healthcare Economics, Pricing, and Reserving teams, as well as cross LOB collaboration with Medicaid and Commercial actuarial forecast teams
• Lead meetings across various financial, clinical, and actuarial teams to validate and develop modeling assumptions
• Design and run complex data programs, by utilizing applicable data/analytical tools to extract and analyze data (e.g., SAS, SQL, Excel, Snowflake)
• Interpret, compile, and disseminate results of modeling analyses with appropriate conclusions and recommendations

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications

• Bachelor's degree obtained from an accredited university
• ASA (Associate of the Society of Actuaries) or FSA (Fellow of the Society of Actuaries) designation
• 5+ years of experience in actuarial science, data science, predictive analytics, or related quantitative discipline
• Experience working with Medical and/or Pharmacy claims data
• Advanced or higher level of proficiency with MS Excel

Preferred Qualifications

• Experience leading and developing others including coaching, delegation, project leadership, or mentorship
• Experience collaborating with cross functional partners and presenting analytical findings
• Experience in Healthcare, Finance, or related industry
• Experience working with Medicare
• Experience with forecasting
• Experience designing and running complex data programs, (e.g., extract and analyze data via SAS, SQL, Excel, Snowflake)
• All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy

Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you’ll find a far-reaching choice of benefits and incentives. The salary for this role will range from $112,700 - $193,200 annually based on full-time employment. We comply with all minimum wage laws as applicable.

Application Deadline

This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.

UnitedHealth Group is a drug‑free workplace. Candidates are required to pass a drug test before beginning employment.