Assistant Relationship Officer- Midvale, UT

Zions Bancorporation; Midvale, Northern (UT, KY); Hybrid; USD 45,000 - 60,000; Full time

Benefits offered by this job

Health Insurance

Life Insurance

Paid Time Off

401(k) plan with company match

Tuition Reimbursement

Job summary

Zions Bank in Midvale, UT seeks an Assistant Relationship Officer to support loan underwriting and client services. You will analyze financial data, prepare credit documentation, and assist loan officers in day-to-day activities to ensure accurate underwriting and timely service.

The role emphasizes collaboration with relationship and portfolio managers, compliance with policies, and strong communication with clients. Start day-one benefits and career growth are offered.

Qualifications

• Bachelor's degree and some experience in loan processes, credit, or related areas.
• Basic knowledge of credit, credit analysis, and various loan types.
• Ability to meet deadlines, audit documentation, and solve problems.
• Ability to make recommendations to officers; strong communication and organizational skills.
• Familiarity with MS Office and credit analysis software.

Responsibilities

• Analyze, investigate, gather and present financial data, tax information and credit documentation to determine credit worthiness.
• Review and initiate loan documents for legal and regulatory compliance.
• Place calls to clients to better underwrite credits.
• Assist with collection efforts and customer issue resolution.
• Contribute to credit reviews and loan presentations with relationship managers.

Skills

Credit analysis

Communication skills

Customer service

Attention to detail

Problem solving

Education

Bachelor's degree

Tools

Credit analysis software

MS Office (Word, Excel)

Job description

Zions Bankrecognizes that its success comes from the dedication, experience and talents of its diverse employee base. As we usher in the next generation of banking, we’re committed to being the premier employer of choice. We’re proud to have ranked among American Banker magazine’s “Best Banks to Work For” almost every year since 2013, as Best Employer from Utah’s Best of State, among the Best Places to Work in Idaho, and “among the Salt Lake Tribune’s Top Workplaces. Make the leap into a new era of banking. Let us transform your career.

Zions Bank has just opened an opportunity for anAssistant Relationship Officerbased in the Midvale, Utah office, five days a week.Zions is committed to career growth and advancement. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

What will your day look like? You will be:

• Responsible for analyzing, investigating, gathering and presenting financial data, tax information and credit documentation for determining a clients’ credit worthiness.
• Reviewing and initiating loan documents for legal and structural considerations, making sure they are following policies and regulations.
• Placing calls to clients to better underwrite credits.
• Assisting with collection efforts and customer problem resolution.
• Consulting with relationship managers and portfolio managers in preparing customer information for credit review and loan presentations.
• Assisting in providing customer service on behalf of loan officers/relationship managers and team leaders.
• Responsible for disbursement of funds.
• Remaining flexible and taking on other due diligence and portfolio maintenance responsibilities to enable the success of the bank.

Who should apply?We want someone who has:

• A Bachelors’ degree and some experience in loan processes, credit, credit analysis, documentation or other directly related experience. A combination of education and experience may meet qualifications.
• Basic knowledge of credit, credit analysis and experience working with various types of loans.
• The ability to meet deadlines, audit documentation and solve problems.
• The ability to make recommendations to officers.
• Good communication, customer service and organizational skills.
• Knowledge of MS Office including Word, Excel and various types of credit analysis software.
• Attention to detail with consistent self-management and follow-through.
• You must want to be part of a motivated and driven team and work with respected leaders. We need someone who is proactive, has a great attitude, is confident and wants to inspire others to achieve bank initiatives and drive loan growth.
• Medical, Dental and Vision Insurance - START DAY ONE!
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance.
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts.
• Paid Training, Paid Time Off (PTO) and 12 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience.
• Mental health benefits including coaching and therapy sessions.
• Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire.
• Employee Ambassador preferred banking products.

This position will be open until filled.

All candidates, including those with criminal histories will be considered for employment. However, a background check adjudicated consistently with the FDIC Section 19 regulation will be completed on any candidate who accepts a conditional job offer from the Company. Because the Company is a financial institution, the FDIC guidelines apply to all positions within the company and as such any and all job duties have a direct relationship to a candidate’s criminal history and that criminal history would need to align with the FDIC Section 19 regulations.

Zions Bancorporation, National Association prohibits illegal discrimination and reaffirms its policy of providing Equal Employment Opportunity (EEO), by extending equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, protected veteran status, military service, sexual orientation, gender identity, genetic information or any other characteristic protected by applicable federal, state or local law.

It is the Company’s policy not to discriminate because of a person’s relationship or association with a protected veteran. This includes spouses and other family members. Also, Zions will safeguard the fair and equitable treatment of protected veteran spouses and family members with regard to all employment actions and prohibit harassment of applicants and employees because of their relationship or association with a protected veteran.

Applicants Requesting Accommodations: If you are a qualified individual with a disability or a disabled veteran, you may request a reasonable accommodation if you are unable or limited in your ability to use or access our career site. You can request reasonable accommodations by contacting us at [e-mail] or 801/844-7618. Please email your resume/cover letter, indicate what position you are interested in and include "Accommodation needed" in the subject line to ensure your information is routed to the appropriate contact.