Assistant Relationship Manager ARM

recruitment page; Charlotte (NC); On-site; USD 55,000 - 75,000; Full time

Job summary

ServisFirst is seeking an Assistant Relationship Manager to perform financial analysis for loan requests and support Bank Officers in underwriting and documentation.

Responsibilities include generating spreads and term sheets, building loan profiles in nCino, coordinating with clients to obtain financials, and ensuring regulatory compliance. The role requires a Finance/Accounting degree and 2 years of related experience, plus strong communication and MS Office skills.

Qualifications

• Bachelor's degree in Finance, Accounting or a related field.
• Two years of related experience.
• Excellent written and verbal communication skills.
• Experience using Microsoft Outlook, Word and Excel.
• Attention to detail and data analysis skills.
• Excellent organizational and multi-tasking abilities.
• RMA and Moody training is a plus.

Responsibilities

• Conduct financial analysis of credit for new and existing clients and prospects.
• Generate spreads, term sheets, and underwriting information for loan requests.
• Determine loan terms based on credit strength and repayment ability.
• Build profiles and loan requests in nCino for approval.
• Request financial information from clients and prepare memos for approvals.
• Track maturities and assist with closing process and documentation.
• Attend sales appointments with Officers as requested.
• Support Loan Officers and Credit Officers with various functions as needed.
• Ensure compliance with applicable regulations and policies.

Skills

Financial analysis

Underwriting

Communication

Attention to detail

Multi-tasking

nCino familiarity

Moody training (optional)

Education

Bachelor's degree in Finance/Accounting/related field

Tools

Outlook

Word

Excel

Job description

At ServisFirst, Our Name is Our Mission.

DUTIES AND RESPONSIBILITIES

The Assistant Relationship Manager is responsible for conducting financial analysis of credit for loan requests as well as assisting Bank Officers by performing the following duties.

The incumbent will:

• Conduct financial analysis of credit for new and existing clients and prospects
• Generate spreads, term sheets, and other information for loan requests and conduct underwriting
• Determine the strength and/or weakness of credit requests to determine the terms of the loan and ability to repay
• Build profiles and loan requests in nCino for approval
• Contact Loan Officers and/or clients to request necessary financial information for analysis such as balance sheets, tax returns, financial statements, etc.
• Generate reports to determine past or current maturities that are not yet cleared and request any necessary information
• Prepare memos outlining financial information for approvals from the appropriate parties
• Track maturity for renewals monthly
• Be actively involved in understanding documentation and closing process
• Attend sales appointments with Officers as requested
• Work on term sheets / commitment letters as directed by supervisors
• Assist Loan Officers and Credit Officers with various functions needed such as clearing collateral exceptions, reporting information, implementing new systems, etc.
• Responsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.

Note: Additional duties and responsibilities may be assigned.

MINIMUM QUALIFICATIONS

• Bachelor's degree in Finance, Accounting or a related field
• Two (2) years of related experience
• Excellent written and verbal communication skills
• Experience using Microsoft Outlook, Word and Excel
• Experience in a position requiring attention to detail and data analysis
• Excellent organizational skills and ability to multi-task
• RMA and/or Moody training is a plus

PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS

The physical requirements and environmental conditions of this position consist primarily of:

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Occasional presentations requiring public speaking to small groups
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise

EOE/AA