Asset Liability Analyst

Origin Bank; United States; On-site; USD 65,000 - 105,000; Full time

Job summary

Origin Bank is seeking an Asset Liability Analyst to help monitor interest rate, capital, and liquidity risk through modeling and data analysis, with recommendations to keep risk within policy limits. The role supports ALCO governance and profitability assessments.

You'll prepare reports, validate models, and contribute to stress testing, FTP processes, and documentation. A finance-related degree and 1–3 years banking analytics experience are preferred.

Qualifications

• Bachelor's degree in Finance, Economics, Data Analytics, or related field.
• 1–3 years analytics experience in banking or financial institutions.
• Knowledge of asset liability management in a banking environment.

Responsibilities

• Performs complex analysis of interest rate, capital, and liquidity risk.
• Analyze model inputs and data feeds for accuracy.
• Prepare reports for ALCO and support governance processes.
• Develop trend analyses and monitor market risk activities.
• Assist with Funds Transfer Pricing (FTP) processing and profitability metrics.
• Support model validation and documentation updates.

Skills

Financial analysis

Interest rate risk

ALCO reporting

Data analytics

Education

Bachelor's degree in Finance, Economics, Data Analytics, or related field

Tools

Excel

Outlook

Microsoft Word

Job description

Your Career. Your Story. Let's Write the Next Chapter Together. At Origin Bank, a job isn't just a paycheck - it's a meaningful journey. We're committed to helping you grow both professionally and personally in an environment where people come first. We offer a competitive total rewards package, including generous benefits and compensation tailored to your skills, experience, and education. What truly sets us apart is our people-first culture. Here, you'll be supported by unique initiatives like our Dream Manager program, one-on-one guidance from a nationally certified health and wellness coach, and free access to certified financial professionals who are here to help you plan for your future. If you're looking for a career that empowers you to make meaningful connections, positively impact others, and pursue your personal and professional dreams-we'd love to meet you.

Job Description

The Asset Liability Analyst role will assist with analyzing Origin’s interest rate, capital, and liquidity risk position through modeling, analyzing data, and making recommendations to help ensure risk remains within acceptable limits to the bank. This role will prepare information and reports for ALCO in support of governance process. It will also analyze data and models in order to make recommendations regarding the net interest margin, the bank's key measure of profitability.

Duties and Responsibilities

• Performs complex analysis and measurements in the areas of interest rate risk, capital risk, liquidity risk, asset liability forecasting and other cash flow risk measurements.
• Analyze model inputs and data feeds (outputs) for accuracy.
• Review user reporting, providing appropriate analysis and alerting management to anomalous results.
• Utilize data to create trend analyses for monitoring assumptions and market risk activities.
• Responsible for processing and accuracy of the company’s Funds Transfer Pricing (FTP).
• Basic understanding of FTP and other internal profitability metrics.
• Utilizes models and knowledge base for annual internal stress testing.
• Ensures accuracy of models through back‑testing process and review of key results.
• Recommend model improvements and updates as needed.
• Develop / enhance documentation to align with internal Model Validation standards.

Supervisory Responsibilities

This position does not have supervisory duties.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

Bachelor's degree (B. A.) from four-year college or university in Finance, Economics, Data Analytics, or related field required; from 1 to 3 years of experience involving analytics of a bank or other financial institution preferred. Must have knowledge of asset liability management in a banking environment.

Computer Skills

To perform this job successfully, an individual should have knowledge of the Internet, Outlook, Microsoft Word and Excel. Ability to use basic office machines.

Bank Culture/Customer Service Skills

Promotes the Bank’s culture, including the support of our Brand promise and Core Values. Ability and judgement to interact and communicate appropriately with other employees, customers and supervisor. Ability to serve customers, both internal and external, (community/public) in a manner that will reflect superior customer relations and enhance the overall marketing effort of Origin Bank.

Physical Demands

While performing the duties of this job, the employee is frequently required to sit; use hands to operate standard office equipment, talk and hear. The employee is occasionally required to stand; walk; reach with hands and arms; climb or balance and stoop, kneel, crouch, or crawl. The employee must frequently lift and/or move up to 10 pounds and occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision and ability to adjust focus.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. This position operates in a professional banking environment and routinely uses standard office equipment and digital tools such as secure financial systems, computers, phones, photocopiers, and scanners. The role requires maintaining a high level of professionalism, confidentiality, and attention to detail in all interactions. Work is typically performed in a corporate office setting with a moderate noise level and a dynamic, collaborative, and inclusive workplace where innovation thrives. Expect a fast‑paced, supportive atmosphere where your ideas are heard, and your contributions make an impact. This role may occasionally require travel. This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank’s changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank’s sole discretion.

Our Hiring Process

The following pre‑employment screenings will be completed after a conditional offer of employment has been accepted:

• Criminal Background check
• Credit check
• Fingerprint check
• Drug Screen
• OFAC check
• Reference check
• Employment verification
• Education verification
• Equal Opportunity Employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws.

Know Your Rights

At Origin Bank, we don’t just offer jobs—we build careers rooted in purpose, growth, and community impact. Our award‑winning culture is driven by people who value collaboration, celebrate success, and care deeply about making a difference in the lives of our customers and communities. We’re proud to be named one of the Best Banks to Work For by American Banker for 12 consecutive years.

Why?

1. Our Culture is Everything. We’re passionate about maintaining a workplace where people feel seen, supported, and inspired. We hire top talent, recognize contributions, and foster a team environment centered around delivering exceptional customer experiences.
2. We Invest in You. From career development and leadership coaching to our Dream Manager and wellness programs, we’re committed to supporting your personal and professional goals—because when you thrive, so do we.
3. Relationships Come First. Since 1912, our mission has been built on strong relationships with our customers, colleagues, communities and shareholders. Here, you’re empowered to make a real impact and help others achieve their dreams. We’re redefining what it means to work at a bank—by putting people first, challenging expectations, and making banking better.