Asset Based Lending Relationship Manager

Kforce Inc; Charlotte (NC); On-site; USD 110,000 - 140,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Retirement Plan

Job summary

Kforce has a client in Charlotte, NC seeking an Asset-Based Lending Relationship Manager. This role will manage and maintain relationships with commercial borrowers throughout the life of their lending facilities, serving as the primary contact for CFOs, treasurers, and other senior financial leaders while coordinating with credit, underwriting, and operations teams.

Responsibilities include monitoring borrower performance, reviewing financial statements and collateral, evaluating credit risk,

Qualifications

• Bachelor’s degree in Finance, Accounting, Business or related field.
• 5+ years in commercial banking, asset-based lending or related credit field.
• Experience managing borrower relationships with senior financial executives.
• Strong understanding of ABL structures, borrowing bases and loan documentation.

Responsibilities

• Manage day-to-day relationships with ABL borrowers and serve as primary contact for CFOs and treasurers.
• Monitor financial performance, liquidity, and credit profile of borrowers.
• Review borrowing-base reports, collateral information, and financial statements.
• Collaborate with credit and underwriting to evaluate performance and financing needs.
• Coordinate loan closings and amendments, waivers, or restructurings.
• Identify opportunities to expand the relationship with additional financing products.

Skills

Relationship management

Credit analysis

Financial acumen

Communication

Organizational skills

Analytical thinking

Education

Bachelor's degree in Finance

Job description

Responsibilities

Kforce has a client that is seeking an Asset Based Lending Relationship Manager in Charlotte, NC. Summary: The Asset-Based Lending (ABL) Relationship Manager is responsible for managing and maintaining relationships with commercial borrowers throughout the life of their lending facilities. This role serves as a primary point of contact for the client, working closely with company CFOs, treasurers, and other senior financial leaders while partnering internally with credit, underwriting, operations, and other teams to manage the loan and identify opportunities to support the client's financing needs. The ideal candidate combines strong commercial lending expertise with relationship-management skills, financial acumen, sound credit judgment, and the ability to manage complex borrower relationships. Key Responsibilities:

• Manage day-to-day relationships with ABL borrowers and serve as a trusted point of contact for senior client stakeholders, including CFOs and treasurers
• Monitor borrowers' financial performance, liquidity, business conditions, and overall credit profile
• Review and analyze borrowing-base reports, collateral information, financial statements, and other borrower reporting
• Partner with credit and underwriting teams to evaluate borrower performance, credit risk, and ongoing financing needs
• Manage the ongoing administration and performance of loan facilities, ensuring compliance with applicable loan terms and covenants
• Work with clients and internal stakeholders on amendments, waivers, facility increases, restructurings, and other changes to existing credit facilities
• Coordinate loan closings and work with internal and external parties to ensure transactions are executed effectively and efficiently
• Identify opportunities to expand the relationship through additional financing products, increased commitments, or other appropriate solutions

Requirements

• Bachelor's degree in Finance, Accounting, Business, or a related field
• 5+ years of experience in commercial banking, asset-based lending, corporate banking, leveraged finance, or a related credit environment
• Experience managing commercial borrower relationships and communicating with senior financial executives
• Experience working with cross-functional teams, including credit and underwriting
• Strong understanding of ABL structures, borrowing bases, collateral, financial reporting, and commercial loan documentation
• Strong financial statement analysis and credit-analysis skills
• Strong communication, relationship-management, analytical, and organizational skills
• Ability to evaluate borrower performance and identify emerging credit or liquidity issues
• Ability to manage multiple client relationships and transactions simultaneously

The pay range is the lowest to highest compensation we reasonably in good faith believe we would pay at posting for this role. We may ultimately pay more or less than this range. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs. This range may be modified in the future.

We offer comprehensive benefits including medical/dental/vision insurance, HSA, FSA, 401(k), and life, disability & ADD insurance to eligible employees. Salaried personnel receive paid time off. Hourly employees are not eligible for paid time off unless required by law. Hourly employees on a Service Contract Act project are eligible for paid sick leave.

This job is not eligible for bonuses, incentives or commissions.

Note: Pay is not considered compensation until it is earned, vested and determinable. The amount and availability of any compensation remains in Kforce's sole discretion unless and until paid and may be modified in its discretion consistent with the law.

Kforce is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, pregnancy, sexual orientation, gender identity, national origin, age, protected veteran status, or disability status.