Applications Development Intermediate Programmer Analyst

Citi; New York (NY); Hybrid; USD 80,000 - 120,000; Full time

Job summary

Citi is seeking an Applications Development Intermediate Programmer Analyst to enhance application systems. The role requires 5+ years in financial services, with intermediate programming capabilities and strong expertise in Core Java, APIs, and SQL.

Join Citi's dynamic team, contributing to impactful projects while enjoying a hybrid work environment that promotes professional growth and community involvement.

Qualifications

• 5+ years of relevant experience in the Financial Service industry.
• Intermediate level experience in Applications Development role.
• Strong communication skills.

Responsibilities

• Identify and define necessary system enhancements.
• Consult with users and recommend programming solutions.
• Analyze applications for vulnerabilities and conduct testing.

Skills

Core Java

Java EE

Spring Boot

Spring Microservices

OOPS

Data Structures

Algorithms

API Development

REST protocols

Docker

Kubernetes

SQL

JPA2

Hibernate

Kafka

AI/ML

CI/CD

Education

Bachelor’s degree/University degree or equivalent experience

Job description

Applications Development Intermediate Programmer Analyst

Job Req Id: 26953355

Location(s): Pune, Maharashtra, India

Job Type: Hybrid

Posted: Apr. 15, 2026

Discover your future at Citi. Working at Citi is far more than just a job. A career with us means joining a team of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

The Applications Development Intermediate Programmer Analyst is an intermediate level position responsible for participation in the establishment and implementation of new or revised application systems and programs in coordination with the Technology team. The overall objective of this role is to contribute to applications systems analysis and programming activities.

Responsibilities

• Utilize knowledge of applications development procedures and concepts, and basic knowledge of other technical areas to identify and define necessary system enhancements, including using script tools and analyzing/interpreting code
• Consult with users, clients, and other technology groups on issues, and recommend programming solutions, install, and support customer exposure systems
• Apply fundamental knowledge of programming languages for design specifications
• Analyze applications to identify vulnerabilities and security issues, as well as conduct testing and debugging
• Serve as advisor or coach to new or lower level analysts
• Identify problems, analyze information, and make evaluative judgements to recommend and implement solutions
• Resolve issues by identifying and selecting solutions through the applications of acquired technical experience and guided by precedents
• Has the ability to operate with a limited level of direct supervision
• Can exercise independence of judgement and autonomy
• Acts as SME to senior stakeholders and/or other team members
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualifications

• 5+ years of relevant experience in the Financial Service industry
• Intermediate level experience in Applications Development role
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated problem‑solving and decision‑making skills
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Modern Java Technologies: Core Java, Java EE, Spring Boot, Spring Microservices
• Programming Principles: Strong understanding of OOPS, Data Structures, and Algorithms
• Solution Design: Extensive experience in designing and developing integrated solutions with non‑functional requirements (scalability, availability, consistency)
• Coding & Troubleshooting: Expertise in problem‑solving and troubleshooting, ability to write clean code using Core Java, J2EE, Collections, and Multithreading
• API Development: Proficiency in API and Web Services development using REST protocols
• Testing: Strong experience in Unit testing and ensuring test coverage
• Cloud Platforms: Solid understanding of Docker and Kubernetes
• API Documentation: Experience using Swagger/OpenAPI to define, document, implement, and test APIs
• Design Patterns: Familiarity with Standard and Enterprise Design Patterns
• Messaging Platforms: Experience with high‑speed messaging platforms, particularly Kafka
• Databases: Advanced knowledge of Relational Databases, SQL, and ORM technologies (JPA2, Hibernate)
• Security: Expertise in Authentication, Authorization, and security protocols
• CI/CD: Experience with Continuous Integration / Continuous Delivery tools
• Communication: Proven ability to communicate effectively both verbally and in writing
• AI/ML/LLMs: Knowledge of AI/ML, LLMs (including Spring AI / Python)

Education

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high‑level review of the types of work performed. Other job‑related duties may be assigned as required.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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