API Engineer 1 - Credit (L08)

Synchrony; United States; Remote; USD 90,000 - 120,000; Full time

Job summary

Synchrony is seeking an API Engineer I to join a dynamic team focused on microservice APIs across the development lifecycle. You will contribute to cross‑shore collaboration, participate in hackathons, and partner with other teams to deliver reliable APIs.

The role emphasizes Java development, Agile practices, and openness to modern technologies. A remote option is available with flexible hours to accommodate US Eastern time windows.

Qualifications

• Bachelor’s degree in computer science or a related field, or equivalent work experience.
• 1+ year of applied Java experience.
• Strong analytical and problem-solving skills.
• Excellent technical communication with both technical and non-technical peers.
• Basic understanding of artificial intelligence concepts.

Responsibilities

• Participate in a cross‑shore development team.
• Collaborate to create robust API services.
• Engage in Agile scrums with cross‑functional teams.
• Explore and apply modern technologies and open‑source projects.
• Improve system performance and efficiency; handle special projects as needed.

Skills

Java

Analytical thinking

Problem solving

Technical communication

AI basics

Education

Bachelor’s degree in CS or related

Tools

Spring

Spring Boot

Jira

Bitbucket

Git

Job description

Job Description:

Role Title :API Engineer 1 - Credit (L08)

Company Overview: Synchrony (NYSE: SYF) is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century. Synchrony delivers credit and banking products that empower tens of millions of consumers to improve their financial lives and access what matters most. Leveraging innovative solutions that are shaping the future of retail commerce, Synchrony supports the growth and success of some of the nation’s most respected brands, alongside hundreds of thousands of small and midsize businesses, including health and wellness providers. Committed to excellence in service and culture, Synchrony is proud to be named as #3 as a Great Place to Work® in India and is honored to be ranked the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®. For more information, visit www.synchrony.com.

Organizational Overview:

Credit Team decisions credit actions across the lifecycle of a customer – from acquisition to account management to collections and recover – we work towards managing credit and fraud losses and elevating customer experience through powerful and proprietary insights on customer risk and credit behaviors. The actionable insights are driven by access to numerous alternative data sources, new age technologies, focused strategies, emerging algorithms, and predictive precision. Spread across 10 pillars the credit team in India caters to the entire gamut of decision sciences, from data management to model development to strategy design, and bringing it all to life through technology, and managing within the guardrails of our regulatory requirements. As part of the team, you will have access to some unique product propositions, functional and leadership training, interaction with executive leadership team and a myriad of diverse perspectives.

RoleSummary/Purpose:

As an API Engineer I, you’ll be a part of an amazing team working on our microservice APIs throughout the entire development process. You’ll participate in hack-a-thons, partner with universities on innovation events, and work with our famed Stamford Innovation Station

It’s the ideal time to come aboard. we’re focused on the future, continuing to evolve as a company and help define the financial technology industry. With so much opportunity available, this is where you can make your mark. We’re proud to offer you choice and flexibility.You have the option to be remote, and work from home, or come into one of our offices. You may be occasionally requested to commute to our nearest office for in person engagement activities such as team meetings, training and culture events.

Key Responsibilities:

• Participate in a cross-shore development team
• Influence and collaborate to create amazing API’s
• Participate in Agile scrums with cross-functional teams
• Passionate about the latest technologies,open-sourceprojects and languages
• Identify ways to increase efficiency and improve system performance
• Perform other duties and/or special projects as assigned

Required Skills/Knowledge:

• Minimum 1+year ofapplied Java experience.
• Critical Thinking, creativity and problem-solving skills.
• Strong analytical and problem-solving skills.
• Excellence in technical communication with technical and non-technical peers.
• Basic understanding of Artificial Intelligence.

DesiredCharacteristics:

• Experience in Front End UI development and Backend Java programming.
• Familiarity building and consuming web services via SOAP and REST
• Familiarity with common Java frameworks like Spring and Spring boot
• Familiarity with Jira and Bitbucket and git.
• Familiarity with continuous integration environments
• Familiarity writing unit and integration tests
• Familiarity with JSON, REST and XML based web services
• Strong communication skills with technical and non-technical peers
• Strong cross-functional team player with the ability to work seamlessly across a matrix organization
• Desire to work in a dynamic, fast paced environment
• Strong interpersonal skills with ability to influence clients, team members, management and external groups
• Strong attention to detail in a team environment
• Strong oral and written communication, analytical and problem-solving skills
• Ability to analyze, use structured problem-solving and available tools to troubleshoot systems, identify root cause, action plans, impact and resolution options
• Knowledge on AI Tools for Developers (Like GitHub Co-pilot,Rovoetc), Development of AI Agents, Understanding of tools, skills and Instruction markdown files etc.

Qualifications/Requirements:

• Bachelor’s degree in computer science or related degree OR, in lieu of degree, High School Diploma/GED withknowledge of application development using Javaminimum1Year of Software Engineering Experience.
• Critical Thinking, creativity and problem-solving skills

Work Timings : 2:00 PM to 11:00 PM IST

(This role qualifies for Enhanced Flexibility and Choice offered in Synchrony India and will require the incumbent to be available between 06:00 AM Eastern Time – 11:30 AM Eastern Time (timings are anchored to US Eastern hours and will adjust twice a year locally). This window is for meetings with India and US teams. The remaining hours will be flexible for the employee to choose. Exceptions may apply periodically due to business needs. Please discuss this with the hiring manager for more details.)

For Internal Applicants:

• Understand the criteria or mandatory skills required for the role, before applying
• Inform your manager and HRM before applying for any role on Workday
• Ensure that your professional profile is updated (fields such as education, prior experience, other skills) and it is mandatory to upload your updated resume (Word or PDF format)
• Must not be any corrective action plan (First Formal/Final Formal, LPP)
• L4 to L7 Employees who have completed 12 months in the organization and 12 months in current role and level are only eligible.
• L8+ Employees who have completed 18 months in the organization and 12 months in current role and level are only eligible.
• L08+ Employees can apply

Grade/Level: 08

Job Family Group:

Engineering

Job Family Group:

Information Technology