Analyst, Transaction Management — Residential Loan Trading & New Issue RMBS Securitization

Citi; New York (NY); On-site; USD 110,000 - 125,000; Full time

Job summary

Citi's Markets | Spread Products Division, Residential Mortgage Whole Loan Transaction Management Group in New York, seeks an Analyst to support loan trading and securitization activities for non-agency assets. You will participate in due diligence, negotiations, and trade execution support, while performing data analytics and collateral reviews across a range of mortgage products.

A bachelor’s in a related field and strong Excel/VBA/SQL skills are required, with 0–2 years of experience

Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field.
• Strong analytical and quantitative skills with Excel (VBA/SQL a plus).
• Excellent written and verbal communication skills.
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment.
• Strong attention to detail, particularly in data analysis and documentation review.
• Interest in residential mortgage markets, structured products, and fixed income.
• 0–2 years of relevant experience (internship or full-time) preferred.

Responsibilities

• Support the loan trading and new issue securitization functions of the business.
• Assist with due diligence for loan trades and securitized transactions.
• Support contract negotiations and documentation for loan sale/purchase agreements and securitization deals.
• Aid traders with bid lists, pricing analysis, and settlement coordination for whole loan trades.
• Perform loan- and pool-level data analytics to support pricing and structuring.
• Assist with deal structuring and collateral review for securitized issuances.

Skills

Analytical skills

Excel

VBA/SQL

Communication

Time management

Attention to detail

Mortgage markets

Education

Bachelor's degree in Finance, Economics, Business, or related field

Tools

Excel

VBA

SQL

Job description

Markets | Spread Products Division | Residential Mortgage Whole Loan Transaction Management Group

Citigroup's Non-Agency Residential Mortgage Transaction Management Group, a unit within Spread Products, is seeking to add an Analyst to its existing team. The broader business focuses on loan trading and new issue securitizations of non-agency residential mortgage assets, serving institutional clients across the residential credit ecosystem. The desk touches a wide range of non-agency asset classes, including:

• New origination prime and near-prime loans
• HELOC and closed-end second mortgage loans
• Non-QM and DSCR mortgage loans
• Seasoned performing, re-performing, and non-performing loans

Role Overview

The Analyst will support the loan trading and new issue securitization functions of the business, gaining direct exposure to:

• Due diligence — Both pre- and post-settlement diligence coordination and review for loan trades and securitized transactions
• Contract negotiations — Supporting documentation and terms for loan sale/purchase agreements and securitization transactions
• Trade execution support — Assisting traders with bid lists, pricing analysis, and settlement coordination for whole loan trades
• Data analytics — Loan-level and pool-level analysis to support trade pricing, bid evaluation, and securitization structuring
• New issue securitization support — Assisting with deal structuring, collateral review, and execution of securitized product issuances

Qualifications

• Bachelor's degree in Finance, Economics, Business, or a related field
• Strong analytical and quantitative skills, with proficiency in Excel (VBA/SQL a plus)
• Excellent written and verbal communication skills
• Ability to manage multiple priorities in a fast-paced, deadline-driven environment
• Strong attention to detail, particularly in data analysis and documentation review
• Interest in residential mortgage markets, structured products, and fixed income
• 0–2 years of relevant experience (internship or full-time) preferred

Job Family Group

Institutional Banking

Job Family

Investment Banking

Time Type

Full time

Primary Location

New York New York United States

Primary Location Full Time Salary Range

$110,000.00 - $125,000.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Anticipated Posting Close Date

Nov 04, 2026

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