Analyst, Specialty Underwriting and Portfolio Manager – CRE

Connect Tech+Talent; Virginia (IL); On-site; USD 75,000 - 110,000; Full time

Job summary

Connect Tech+Talent in Virginia is seeking an Analyst for Specialty Underwriting and Portfolio Management in CRE. The role requires advancing beyond basic credit risk management and performing most duties with minimal oversight.

Responsibilities include due diligence, financial analysis, modeling, structuring options, and contributing to credit approval. The position emphasizes ownership of existing customer portfolios and collaboration across teams.

Qualifications

• Bachelor’s degree or military experience required.
• 2+ years of experience in credit underwriting, portfolio management or CRE.
• Completed coursework or training in commercial real estate & credit risk management.
• Fluency in either Microsoft Office or Google Suite.

Responsibilities

• Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls.
• Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk.
• Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions.
• Analyze appropriate structuring options considering collateral and borrower valuation.
• Write and prepare credit approval documents and contribute to internal deal reviews and pipeline meetings.
• Coordinate closing process requirements and shadow senior underwriters on reviewing legal documents.

Skills

Credit underwriting

Portfolio management

Financial analysis

Credit risk management

Education

Bachelor’s degree

Military experience

Tools

Microsoft Office

Google Suite

Job description

Analyst, Specialty Underwriting and Portfolio Manager – CRE

VA (Onsite)

Job Description

The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial Bank’s growth and ensuring we have a scalable, well-managed business. This role supports the REIF/Real Estate Fund Finance Group within Commercial Real Estate.

As an Analyst, Underwriting & Portfolio Management, you have advanced beyond the fundamentals of credit risk management and are expected to perform most responsibilities with minimal oversight.

In addition to identifying risks and mitigants, you begin to identify and upscale trends or anomalies on individual deals or within the portfolio.

Responsibilities:

Perform due diligence on industry and company performance; synthesize research and begin to draw conclusions; may start to lead diligence calls

Perform thorough financial analysis and identify disparities, risks, and creative ways to mitigate risk

Prepare financial modeling inputs with little guidance; understand model mechanics and consider overrides or exceptions

Analyze appropriate structuring options considering collateral and borrower valuation

Write and prepare majority of the credit approval document; provide meaningful contribution to

internal meetings, including deal review and pipeline meetings

Coordinate and complete closing process requirements

Begin to shadow more senior underwriters on reviewing and negotiating legal documentation

Communicate with all external constituents; exhibit a sense of urgency toward meeting client requests

Prepare term sheets, commitment letters and fee letters with guidance; basic understanding of credit documents.

Demonstrate ownership of a portfolio of existing customers with minimal guidance; may take on more complex or higher volume of accounts

Complete annual reviews and both material and non-material modifications independently and on time

Monitor and determine upgrades or downgrades to risk ratings

Ensure compliance with credit policies and procedures for existing accounts

Respond to requests from all internal and external stakeholders

Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting

capabilities

Escalate and resolve problem accounts in partnership with other teams and specialists

Build relationships across function and business to foster collaboration between partner groups

Mentor and train rotational analysts and new hires

Participate in internal initiatives to ensure the business is well-managed and operates efficiently

Basic Qualifications:

Bachelor’s Degree or Military Experience

At least 2 years of experience in credit underwriting, portfolio management or commercial real estate

Preferred Qualifications:

Bachelors Degree in Accounting, Finance, or other relevant fields

Previous experience in underwriting or portfolio or asset management

Completed coursework or training in commercial real estate & credit risk management

Fluency in either Microsoft Office or Google Suite