Analyst - RWI

3416US00 Howden US Services LLC; Los Angeles (CA); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Dental insurance

401(k) retirement plan

Flexible PTO

Parental leave

Hybrid work model

Job summary

Howden Private Capital is seeking a detailed-oriented Analyst to support Representations & Warranties Insurance placements for private equity sponsors, corporations, and lenders involved in M&A. You will work with senior brokers, insurers, and clients to assist with analysis, diligence, and deal execution.

The role offers exposure to complex deal structures, underwriting timelines, and market standards, with opportunities for professional development in transactional risk and insurance advisory.

Qualifications

• Bachelor’s degree in Finance, Business, Economics, or related field.
• 0-2 years of experience in insurance, financial services, or transaction advisory.
• Strong analytical, organizational, and communication skills.

Responsibilities

• Support the execution of Representations & Warranties Insurance placements from engagement to policy issuance.
• Coordinate with insurers and transaction stakeholders throughout underwriting.
• Prepare underwriting submissions, transaction summaries, insurer presentations, and client reports.
• Track diligence requests, underwriting timelines, and key transaction milestones.
• Support policy review and binding processes to ensure timely execution.

Skills

Analytical thinking

Communication skills

Attention to detail

Multi-tasking

Project management

Education

Bachelor’s degree in Finance/Business

Tools

Excel

PowerPoint

Word

Salesforce

Job description

Who are we? Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries. People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.

Role: Analyst, Representations & Warranties Insurance
Location: Los Angeles or San Francisco

About Howden Private Capital

Howden Private Capital is a leading transactional risk insurance brokerage advising private equity firms, corporations, lenders, investors, and their advisors on insurance solutions that facilitate transactions and protect value. Our professionals work across mergers and acquisitions, tax, structured solutions, credit, and other complex risk transfer products throughout North America. Our team combines expertise from law, accounting, investment banking, consulting, and insurance to deliver innovative solutions for some of the most complex transactions in the market. We pride ourselves on an entrepreneurial culture, collaboration, technical excellence, and exceptional client service.

Job Summary

The Representations & Warranties Insurance (RWI) Analyst supports the execution of insurance placements for private equity sponsors, corporations, lenders, and their advisors engaged in mergers and acquisitions and other strategic transactions. This role provides exposure to complex deal structures, transactional insurance products, and financial and legal diligence processes. The Analyst will work closely with senior brokers, insurers, legal counsel, accountants, and clients to support transaction execution, conduct analyses, review diligence materials, and assist with the placement of insurance programs. The ideal candidate is highly analytical, detail‑oriented, intellectually curious, and eager to develop expertise at the intersection of M&A, insurance, and transaction advisory.

Insurance Placement Support

• Support the execution of Representations & Warranties Insurance placements from initial engagement through policy issuance.
• Coordinate with insurers and transaction stakeholders throughout the underwriting process.
• Assist in preparing underwriting submissions, transaction summaries, insurer presentations, and client reports.
• Track diligence requests, underwriting timelines, and key transaction milestones.
• Support policy review and binding processes to ensure timely execution.

Analysis & Reporting

• Prepare analyses of transaction targets, diligence findings, insurance program structures, and insurer proposals.
• Assist in comparing coverage terms, exclusions, pricing, and retention structures across competing insurer quotes.
• Develop client‑facing summaries and reports outlining insurance options and transaction risks.
• Maintain transaction data and contribute to internal reporting initiates.

Due Diligence Review

• Review legal, financial, tax, commercial, and operational diligence reports from a Representations & Warranties perspective.
• Identify material findings and summarize key issues for senior team members.
• Assist in evaluating potential underwriting concerns and coverage considerations.

Purchase Agreement Review

• Develop an understanding of fundamental M&A concepts and transaction documentation.
• Review purchase agreements and related transaction documents, including representations and warranties, indemnification provisions, and disclosure schedules.
• Learn how contractual risk allocation impacts insurance coverage and underwriting decisions.

RWI Policy Review

• Develop an understanding of core policy provisions, coverage enhancements, exclusions, and retention structures.
• Assist in reviewing policy drafts and documenting differences among insurer offerings.
• Build knowledge of market standards and insurer approaches to coverage.

Client & Insurer Communication

• Support communications among clients, insurers, attorneys, accountants, and internal stakeholders.
• Prepare meeting materials, underwriting call summaries, and follow‑up documentation.
• Provide timely updates regarding transaction status and outstanding diligence items.
• Participate in client and insurer meetings to develop market and transaction knowledge.

Professional Development

• Participate in ongoing technical, transactional, and insurance training programs.
• Develop an understanding of M&A processes, private equity transactions, and transactional risk insurance products.
• Build relationships across the organization and contribute to a collaborative, team‑oriented culture.

Education

• Bachelor's degree in Finance, Business, Economics, Accounting, Law, Risk Management, or a related field.
• Strong academic record required.
• Professional certifications such as JD, Bar Admission, CPA, CFA, or M&A‑related credentials are advantageous but not required.

Experience

• 0-2 years of professional experience in insurance, financial services, investment banking, consulting, accounting, law, private equity, transaction advisory, or related fields.
• Relevant internship experience is strongly preferred.
• Prior exposure to mergers and acquisitions or transaction‑related work is beneficial but not required.

Skills & Competencies

• Strong analytical and critical thinking abilities.
• Excellent organizational skills and attention to detail.
• Strong written and verbal communication skills.
• Ability to manage multiple priorities within a fast‑paced transaction environment.
• Proficiency in Microsoft Excel, PowerPoint, and Word.
• Experience with Salesforce or similar CRM platforms is preferred.
• Collaborative mindset and willingness to learn.
• Strong work ethic, intellectual curiosity, and professionalism.

Compensation and Benefits

The expected base salary range for this role is $80,000 - $100,000; actual base salary will be determined based on factors including candidate experience and work location. This role is classified as exempt under the Fair Labor Standards Act (FLSA). In addition to a competitive base salary, employees are eligible to receive a discretionary bonus.

• Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts 401(k) retirement plan Flexible Paid Time Off and paid parental leave Life and Disability insurance

Our sustainability promise

We’re on a life‑long journey to become an ever‑more sustainable group. It’s a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work here.

What do we offer in return?

A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us: Our successes have all come from someone brave enough to try something new. We support each other in the small everyday moments and the bigger challenges. We are determined to make a positive difference at work and beyond.

Reasonable adjustments

We’re committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*. *Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.

Permanent

Howden began in 1994, as just three people and a dog. Now there are 23,000 of us, and we’re a leading global insurance group, managing $37bn of premiums for our clients. Our largest shareholder group is us – the people who work in the business – supported by three long‑term, minority growth‑equity partners who share our vision to build a business to last, one that will never be sold. The owner's mindset is something that’s embedded in our culture; our people readily take ownership of their decisions, their actions, and their outputs. They’re invested in every sense. And we all know that by working together to drive the business forward, everyone will benefit from the extraordinary results we can achieve.