Analyst Project Finance Portfolio

Banco Santander (Brasil); United States; On-site; USD 110,000 - 135,000; Full time

Job summary

Santander is seeking an Analyst in the Project Finance Portfolio in the United States. The role supports underwriting and portfolio management for commercial loans, analyzing financials, collecting documents, and preparing credit packages for approval.

Key responsibilities include reviewing third‑party reports, conducting feasibility research, and presenting loan packages to credit committees. Strong communication, analytical skills, and knowledge of banking regulations are required to excel in

Qualifications

• Bachelor's Degree in related field or equivalent demonstrated through work experience, training, military service, or education.
• 3+ Years Related experience and/or training.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrates strong judgment and sound credit skills.
• Knowledge of Federal banking regulations.

Responsibilities

• Assist underwriters in analyzing, processing and packaging commercial loans.
• Collect, package, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.
• Orders and performs the preliminary review of all third party reports for compliance with guidelines.
• Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.
• Conducts detailed economic and demographic research to determine feasibility of transactions.
• Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.
• Conducts inspections of physical assets.

Skills

Analytical skills

Communication skills

Credit skills

Financial statements

Teamwork

Microsoft Office

Education

Bachelor's Degree in related field

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Analyst Project Finance Portfolio

Country: United States of America

It Starts With You:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what's possible. This is more than a strategic shift. It's a chance for driven professionals to grow, learn, and make a real difference.

The Difference You Make:

The main function of the CIB Underwriting & Portfolio Management - IC6 is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans.

Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.

Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.

Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.

Conducts detailed economic and demographic research to determine feasibility of transactions.

Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.

Conducts inspections of physical assets.

What You Bring:

• Education: Bachelor's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required
• Qualifications: 3+ Years Related experience and/or training. - Required.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
• Demonstrates strong judgment and sound credit skills.
• Knowledge of Federal banking regulations.

Certifications:

No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$110,000.00 USD

Maximum:

$135,000.00 USD

We Value Your Impact:

Your contribution matters and it's recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.