Analyst Project Finance Portfolio

Banco Santander SA; Miami (FL); On-site; USD 110,000 - 135,000; Full time

Job summary

Santander is seeking an Analyst for Project Finance Portfolio in Miami to support underwriting and portfolio management for commercial loans. You will collect and review loan documents, analyze financial statements, and prepare parts of the loan package for credit review.

The role requires a bachelor’s degree and at least 3 years of related experience, with strong Excel skills and attention to detail. US work authorization is required for full-time employment.

Qualifications

• 3+ Years Related experience and/or training.
• Excellent written and verbal communication skills.
• Knowledge of Federal banking regulations.

Responsibilities

• Analyze, interpret and underwrite complex loan transactions.
• Prepare comprehensive loan approval packages for credit committee.
• Review and reconcile loan application documents and financial exhibits.
• Conduct preliminary review of third-party reports (appraisals, inspections, environmental).
• Perform economic and demographic research to determine transaction feasibility.
• Assist underwriting in asset inspections and risk assessment.

Skills

Analytical skills

Written and verbal communication

Credit/financial analysis

Team orientation

Judgment and risk assessment

Ability to work in fast-paced env

Education

Bachelor's degree in a related field

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

## Analyst Project Finance PortfolioCandidatar-se: Miami: Tempo Integral: Publicado hoje: Req1628124Analyst Project Finance PortfolioCountry: Estados Unidos da América**It Starts With You:**Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities **We Want to Talk to You!****The Difference You Make:** The main function of the CIB Underwriting & Portfolio Management - IC6 is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans.* Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs.* Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.* Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines.* Conducts detailed economic and demographic research to determine feasibility of transactions.* Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee.* Conducts inspections of physical assets. **What You Bring:** To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. **Education:*** Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required **Qualifications:*** 3+ Years Related experience and/or training. - Required.* Excellent written and verbal communication skills.* Strong analytical skills and proficient with financial statements.* Ability to work in a fast paced environment with little supervision.* Ability to work well with others and on teams.* Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.* Demonstrates strong judgment and sound credit skills.* Knowledge of Federal banking regulations. **Certifications:*** No Certifications listed for this job. **It Would Be Nice For You To Have:*** Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education. **Work Authorization & Sponsorship:** Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.**What Else You Need To Know:**The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.**Base Pay Range:**Minimum:$110,000.00 USDMaximum:$135,000.00 USD**We Value Your Impact:**Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) **Risk Culture:**We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.**EEO Statement:**At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law. **Working Conditions:**Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required. **Employer Rights:**This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.**What** **To Do Next****:**If this sounds like a role you are interested in, then please apply.We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.