Analyst, Leveraged Finance Group

Fifth Third Bank; Town of Charlotte (NY); On-site; USD 110,000 - 140,000; Full time

Benefits offered by this job

Comprehensive benefits

Incentive compensation plan

Job summary

Fifth Third Bank is seeking a Leveraged Finance Senior Credit Analyst in Charlotte, NC. The role involves detailed financial analysis, modeling, and due diligence to support underwriting and execution of senior debt transactions.

The analyst will synthesize large data, collaborate with internal teams, and oversee junior analysts, thriving under deadlines and contributing to risk management and deal execution.

Qualifications

• 2-3 years Leveraged Finance, Private Equity, Investment Banking or related financial services experience.
• Bachelor’s degree required, ideally with concentration in Business, Finance or Accounting.
• Strong communication skills, both oral and written.
• Strong analytical, financial modeling and Microsoft Excel skills.
• Exhibits attention to detail and ability to work well under pressure with tight deadlines.
• Understanding of private equity, capital markets, merger and acquisition structures, and credit analysis experience.

Responsibilities

• Perform detailed due diligence on companies, industries, management teams, and other relevant information.
• Build detailed financial projection models to analyze capital structures, performance trends and credit metrics.
• Prepare succinct underwriting memorandums, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.
• Establish strong working partnerships and routines with key internal partners including the Financial Sponsors Group, Debt Capital Markets, Leveraged Finance Credit Risk, Industry Verticals and middle market teams.
• Manage multiple transactions/projects and communicate effectively with deal team members on status and prioritization.
• Gain familiarity with legal documentation involved in underwriting leveraged loans.
• Demonstrate an understanding of relevant credit policies and procedures and accurately identify policy exceptions.
• Provide oversight, training and development of junior analysts in the group.
• Excel in both team and self-directed settings.

Skills

Leveraged Finance

Financial modeling

Credit risk

Communication skills

Education

Bachelor's degree

Tools

Excel

Job description

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GENERAL FUNCTION:

The Leveraged Finance Group structures and underwrites bank debt supporting acquisition, recapitalization and refinancing transactions for public/private companies, often involving financial sponsors. The transactions include bilateral commitments, prorata bank executions and large syndicated transactions. The Leveraged Finance Group works closely with the Financial Sponsors Group, Debt Capital Markets, Leveraged Finance Credit Risk, Industry Verticals and middle market teams.

A Leveraged Finance Senior Credit Analyst performs a wide range of responsibilities including complex financial analysis, financial modeling, transaction due diligence, and preparation of screening memos and approval documents in support of the underwriting and execution of senior debt transactions. The Leveraged Finance Senior Credit Analyst will support the Leveraged Finance deal team by synthesizing large amounts of information to help senior members of the deal team analyze the risk/reward of a transaction. The Leveraged Finance Senior Credit Analyst exhibits strong work ethic, is capable of working under tight deadlines and is proactive in assuming additional responsibilities. Also demonstrates knowledge of the leveraged finance market and is able to support the most complex transactions.

Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Perform detailed due diligence on companies, industries, management teams, and other relevant information.

• Build detailed financial projection models to analyze capital structures, performance trends and credit metrics.

• Prepare succinct underwriting memorandums, including company and industry descriptions, key credit risks, historical analysis, base and downside case projection assumptions/rationale and terms and conditions.

• Establish strong working partnerships and routines with key internal partners including the Financial Sponsors Group, Debt Capital Markets, Leveraged Finance Credit Risk, Industry Verticals and middle market teams.

• Manage multiple transactions/projects and communicate effectively with deal team members on status and prioritization.

• Gain familiarity with legal documentation involved in underwriting leveraged loans.

• Demonstrate an understanding of relevant credit policies and procedures and accurately identify policy exceptions.

• Provide oversight, training and development of junior analysts in the group.

• Excel in both team and self-directed settings.

MINIMUM KNOWLEDGE, SKILLS AND ABILITIES REQUIRED:

• 2-3 years Leveraged Finance, Private Equity, Investment Banking or related financial services experience.

• Bachelor’s degree required, ideally with concentration in Business, Finance or Accounting.

• Strong communication skills, both oral and written.

• Strong analytical, financial modeling and Microsoft Excel skills.

• Exhibits attention to detail and ability to work well under pressure with tight deadlines.

• Understanding of private equity, capital markets, merger and acquisition structures, and credit analysis experience.

Analyst, Leveraged Finance Group

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being.You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/fifth-third/en/careers/benefits.html or by consulting with your talent acquisition partner.

LOCATION – Charlotte, North Carolina 28202

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.