Analyst- Investment Analytics

PRA GROUP, INC.; Norfolk (VA); On-site; USD 104,000 - 162,000; Full time

Benefits offered by this job

Performance-based bonus

Equity programs

401k match

Job summary

PRA Group, Inc. is seeking an Investment Analytics professional to lead quantitative and qualitative analysis of investment opportunities. You will develop and test forecasting strategies, analyze data for portfolio performance, and recommend improvements to underwriting results.

You will apply advanced SQL, Excel, and statistical tools to build cash flow models, interpret market trends, and support data-driven decision making across multiple portfolios.

Qualifications

• BA/BS in STEM or quantitative field.
• 3+ years' Cash Flow Modeling work experience.
• 3+ years' NPL work experience.

Responsibilities

• Verify data produced by the underwriting department is stored accurately.
• Develop audits and dig into data through statistical analysis to extract business insights.
• Prepare audit materials for SOX compliance and document processes.
• Present valuation at technical reviews and defend valuation decisions with rigor.

Skills

Cash Flow Modeling

NPL experience

SQL

Excel

Data analysis

Python

R

Power BI

VBA

GitHub

Education

BA/BS in STEM

Tools

Oracle PL-SQL

SQL Server

SQL tools

Job description

We invite you to explore a future with us at PRA Group, a diverse and growing company that has a tangible impact on the global economy.

Position Summary

Handles complex issues and problems. Applies comprehensive knowledge of principles and practices of area of specialty. Leads moderately complex projects and programs. Primary point of responsibility for the quantitative and qualitative analysis of individual investment opportunities. The Investment Analytics professional collects and analyzes data for the development of investment/forecasting strategies for one or more portfolios and interprets price, yield, stability, or other financial metrics. These roles also track and report on current or expected financial performance and makes recommendations meant to improve portfolio returns. Drives innovation and development of future techniques to continuously improve underwriting results and processes.

Professional Experience, Skills and Qualifications

• Strong experience in Discount Cash Flow modeling and Non-Performing Loan (NPL) Markets using data analytic tools.
• Advanced in report building and Cash flow Model Development and has ability to mine data through relational programming tools such as SQL.
• 3+ years' Cash Flow Modeling work experience.
• 3+ years' NPL work experience.
• Minimum 2-year SQL experience.
• In-depth knowledge of concepts and processes including: High level analytical problem-solving skills.
• Strong excel skills (charts/graphs/formulas/macros).
• Proficient in SQL.
• Knowledge of data preparation methods: handling of missing data and general imputation.
• Strong excel skills (charts/graphs/formulas/Visual Basic Application (VBA)/data tables/goal seek).
• Basic version control knowledge -(Example: GitHub).
• Strong knowledge of T-SQL, PL-SQL or any other type of SQL.
• Some knowledge of Data analysis R, Python, Power BI and other analysis tools.
• Advanced knowledge of Cash flow in model development.
• Ability to digest industry and academic studies and test new methodologies and insights.
• Strong conceptual thinking and problem-solving skills using data analysis and utilizing excel or other statistical packages.
• Intermediate level project management skills.
• Begins to oversee project execution stages with independence.
• Ability to able to handle multiple projects/tasks simultaneously while meeting deadlines.
• Capable of developing and communicating modeling strategies.
• Able to read, write and understand programed solutions in languages such as R, Python, SAS, etc.
• Ability to complete business problem solving task assigned.
• Ability to interpret data, identify trends, and report data findings.
• Ability to perform data analysis & reporting using Oracle PL-SQL, Microsoft T-SQL, R, Python and other statistical tools.
• Intermediate level of analytics autonomy and independence.
• Must have effective organizational, time-management and high attention to detail skills.
• Strong data analysis capability with technical knowledge.
• Ability to write SQL code for intermediate query level functioning including the ability to: Import data into SQL Server from various sources (text files, spreadsheets, Access Data Bases) Export data out of SQL Server to various targets (text files, spreadsheets, Data Bases).
• Execute existing T-SQL Queries and Scripts.
• Modify T-SQL Queries and Scripts.
• Create T-SQL Queries and Scripts.

Education

BA/BS in a Science, Technology, Engineering, Mathematics (STEM) or quantitative field.

Certifications

Advanced Degree/ Certifications: MS, MBA, CFA; Actuarial Certifications preferred

Key Responsibilities

Verify data produced by the underwriting department is stored accurately. Develop audits where necessary. Dig into data and raw information through statistical analysis to discover trends and patterns that can be used to extract valuable business insights. Identify issues and process improvement opportunities and work with other areas of the business to analysis, report and resolve discrepancies (including taking ownership of actions/projects where appropriate). Assists in the documentation of new and existing processes to maintain compliance with Sarbanes-Oxley Act (SOX) regulations. Interprets data concerning price and future trends of consumer loan purchase market. Maintains Policy and Procedure documentation along with change management and testing documentation as required. Maintains processes related to producing valuations. Perform the first look analysis of potential Investment opportunities. Performs data analysis & reporting using Oracle PL-SQL, Microsoft T-SQL, R, Python and other statistical tools. Prepare audit materials for sign-off from higher-level staff. Prepare templated pricing materials as needed for the underwriting department. Present valuation at a technical review and able to defend valuation decisions with rigor. Provide Business Development and M&A teams with feedback to aid in negotiations. Provide oversight of complex SQL Stored Procedure processes. Question models and methodology wherever necessary. Review and improve analytics processes, methods, and tools to increase efficiency, accuracy, and security. Understands general data ingress and data preparation fundamentals required for modeling and analysis. Acts as the subject matter expert for one area of underwriting. Presents analytical study/research findings to other stakeholders within the Data & Analytic(D&A) department when required. Manages multiple projects in addition to day-to-day process tasks management on larger value items

Salary Range

Salary Range: $103,700.00 - $162,100.00 PRA Group has an effective process for assessing market data and establishing ranges to ensure we remain competitive. Actual compensation is influenced by a wide array of factors including but not limited to skill set, level of experience, specific working location and market position. This posted salary range is a good faith and reasonable estimate, and PRA Group reserves the right to adjust this range depending on the qualifications and location of the selected candidate.

Benefits

In addition to base salary, PRA may offer additional benefits to include performance based bonus programs and/or equity programs depending on the position. PRA offers paid time off, medical, dental, vision, 401k match, life insurance, and other benefits to assist with the physical and mental wellbeing of our employees.

Equal Opportunity / Diversity Statement

All qualified applicants will receive consideration for employment regardless of age, race, color, sex, gender, religion, national origin, physical or mental disability, citizenship, or any other classes recognized by state or local law or any other characteristic protected under applicable federal, state or local law.

Work Authorization

To qualify, applicants must be legally authorized to work in the United States, and should not require, now or in the future, sponsorship for employment visa status.

Drug Free Workplace

We are a drug free workplace.

Company Overview

With thousands of employees worldwide, PRA Group companies collaborate with customers to help them resolve their debt. For more information, please visit www.pragroup.com.