Analyst I, Financial

Campbell Oil Company; North Carolina; On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, Dental, Vision

Life Insurance

401k

Paid time off

Remote work in select roles

Teambuilding

Flexible schedules

Professional training

Advancement opportunities

Leadership training

Job summary

Campbell Oil Company in Elizabethtown, NC is seeking a Financial Analyst I to evaluate customer creditworthiness and underwrite terms for a growing accounts receivable portfolio. The role emphasizes timely collections, strong communication, and cross-functional collaboration with sales and billing teams.

The ideal candidate will bring 2+ years in AR/credit analysis, solid Excel skills, and a proactive mindset to manage risk and support financial operations.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred.
• Strong analytical and problem-solving skills, with the ability to interpret financial statements and credit data.
• Excellent communication and negotiation abilities.
• Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required).
• Knowledge of credit risk standards and collections practices.

Responsibilities

• Credit/Underwriting: Review credit applications, financial statements, credit reports, and trade references.
• Assess creditworthiness and establish appropriate credit limits and terms per policy.
• Monitor credit risk and adjust limits based on performance and trends.
• Maintain records of credit decisions and ensure compliance with guidelines.

Skills

Attention to Detail

Financial Analysis

Customer Service Orientation

Deadline & Results Driven

Professional Judgment and Decision-Mak

Education

Bachelor’s degree in Finance, Accounting, Business Administration, or related field

Tools

ERP/AR systems

Microsoft Excel

Job description

Analyst I, Financial# Analyst I, FinancialHot JobElizabethtown, NC 28337; Delco, NC 28436## OverviewPosition TypeFull TimeTravel PercentageNegligible## Description**Campbell Oil Company - Financial Analyst I****Elizabethtown, NC***Join us as we grow together personally and professionally! Four generations of family leadership continue to make it our vision to leave people better than we found them. We are more than an oil company, convenience store or restaurant, we are family! We are improving the lives of those we touch every day by valuing the customer, caring for our 1000+ team members and supporting our communities that we are honored to serve.***Position Overview**The Financial Analyst is a member of the Financial Services team at Campbell Oil Company responsible for evaluating customer creditworthiness, underwriting credit terms, monitoring account performance, and driving timely collections. This full-time position safeguards the company’s accounts receivable (“AR”) by reducing financial risk, ensuring accurate billing and payment compliance, and maintaining strong professional relationships with customers and internal sales teams. The ideal candidate will be a self-starter with a continuous improvement mindset exercising strong communication and analytical skills while seamlessly toggling between multiple priorities and financial procedures to ensure all deadlines are met in a timely matter. **Benefits*** Family first atmosphere* Benefits to fit your needs: Medical, Dental, Vision, Life Disability, 401k* Competitive total compensation plans with 401k match* Paid time off in first year* Team first environment* Remote work in select roles* Monthly teambuilding exercises* Flexible schedules to attend family events* Professional training* Advancement opportunities* Leadership training**Key Responsibilities:**Credit/Underwriting* Review and analyze new and existing customer credit applications, financial statements, credit reports, and trade references.* Assess creditworthiness and establish appropriate credit limits and terms according to company policies.* Monitor ongoing credit risk and proactively adjust credit limits based on customer performance, industry trends, and exposure.* Maintain organized records of credit decisions and ensure compliance with internal approval guidelines.Accounts Receivable & Collections* Manage assigned portfolio of accounts to ensure timely payments and reduce past due balances.* Communicate with customers regarding outstanding invoices, payment discrepancies, and account issues.* Resolve billing disputes in coordination with internal teams (sales, billing, logistics, etc.).* Escalate high-risk accounts and recommend actions such as holds, payment plans, or legal review when appropriate.* Track and report AR metrics, aging performance, and collections progress.Collaboration & Customer Support* Partner with sales teams to balance credit risk with business growth opportunities.* Provide exceptional service to internal and external customers while maintaining firm follow-through on payment requirements.* Support process improvements that drive AR efficiency and enhance credit risk management practices.## Qualifications**Education & Qualifications*** Bachelor’s degree in Finance, Accounting, Business Administration, or related field.* 2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred.* Strong analytical and problem-solving skills, with the ability to interpret financial statements and credit data.* Excellent communication and negotiation abilities.* Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required).* Knowledge of credit risk standards and collections practices.* **Key Competencies:*** Attention to Detail* Financial Analysis* Customer Service Orientation* Deadline & Results Driven* Professional Judgment and Decision-Making