Analyst, Global Markets, Corporate Banking

BMO Capital Markets; Chicago (IL); On-site; USD 95,000 - 110,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Capital Markets is seeking an Analyst in the Securitization, Structured Margin Loan and Private Credit Financing Group within Global Markets Corporate Banking. The role focuses on supporting Account Management with underwriting, portfolio management and reporting of Private Credit Financing Facilities.

Responsibilities include due diligence, credit analysis, financial statement reviews, and preparing portfolio reviews for senior Global Markets and Risk professionals.

Qualifications

• Excellent analytical skills to include business, financial, and credit analysis areas.
• Skilled in building complex financial and capital models.
• Proficient in building cash flow modeling.
• Strong written and oral communication skills.

Responsibilities

• Complete due diligence, credit analysis, transaction underwriting, credit approval, legal document negotiation, and ongoing portfolio management for Private Credit Financing Team.
• Review and monitor facility and asset-level financial statements; participate in lender calls and engage with sponsor/management teams.
• Prepare quarterly portfolio reviews analyzing historical and projected financial performance, industry trends, and macroeconomic analysis.
• Prepare concise credit analysis and other correspondence on an annual or more frequent basis for all Borrowers.
• Assess Borrowers’ internal risk rating based on changes to assets within portfolios.
• Prepare facility and portfolio-level reporting for Account Management and senior leadership.
• Maintain documentation and ensure adherence to policies and the safety of the financing position.

Skills

Financial analysis

Credit analysis

Cash flow modeling

Excel & PowerPoint

Communication skills

Team collaboration

Attention to detail

Self-motivation

Education

Finance/Economics/Accounting degree

Credit training program

Job description

BMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world. #bmocapitalmarkets

This role is for an Analyst in the Securitization, Structured Margin Loan and Private Credit Financing Group within Global Markets Corporate Banking. This position will be primarily focused on supporting Account Management with underwriting, portfolio management and reporting of Private Credit Financing Facilities. This role will support Account Management in making approval recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. The Analyst will further support Account Management in a variety of other portfolio management responsibilities.

Key Dimensions:

• New Underwritings: 50%
• Portfolio Management: 50%

Primary Responsibilities Include:

• In conjunction with Account Management, complete due diligence, credit analysis, transaction underwriting, credit approval, legal document negotiation, and ongoing portfolio management in support of the Private Credit Financing Team. This includes the primary financing facility and analysis of the individual assets within the financed portfolio.
• Review and monitor primary facility and asset level financial statements for potential changes which may affect the Borrower’s performance through detailed review of quarterly financial statements, participation in lender calls, and ongoing dialogue with sponsor/management teams.
• Prepare quarterly portfolio reviews including analyzing historical and projected financial performance, industry trends and macroeconomic analysis in conjunction with Account Management for presentation to senior Global Markets and Risk professionals.
• Prepare concise credit analysis and other correspondence on an annual or more frequent basis for all Borrowers.
• Assess Borrowers’ internal risk rating on a regular basis based on changes to the quantitative and qualitative aspects of the individual assets within the financed portfolios.
• Prepare regular facility and portfolio-level reporting for Account Management, senior leadership, business partners in Global Markets and Credit Risk.
• Maintain accurate documentation and ensure adherence to prescribed policies and procedures and overall safety of Bank’s financing position.
• Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.
• Works with specialists as needed to support successful deal completion.
• Broader work or accountabilities may be assigned as needed.

Qualifications:

• 1-2 years of relevant experience, including, but not limited to, private credit, banking, public accounting, investment banking and valuations, and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Undergraduate degree with focal areas of finance, economics, or accounting preferred with high academic achievement.
• Completion of a financial analysis credit training program preferrable.
• Experience with lending and derivative products.
• Ability to periodically travel to client meetings and industry conferences.
• Typically, Analysts maintain this role for 1-3 years before becoming eligible for promotion.

Skills:

• Excellent analytical skills to include business, financial, and credit analysis areas. Strong understanding of risk management concepts.
• Skilled in building complex financial and capital models.
• Proficient in building cash flow modeling.
• Strong written and oral communication skills.
• Strong proficiency in Microsoft Office products, notably MS Excel and PowerPoint.
• Ability to be creative, insightful and resourceful in performance of duties.
• Strong interpersonal skills used within a demanding team environment.
• In-depth ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner.
• Excellent capability to independently function as part of a team through self-motivation.

The salary range for this role is $95,000 up to $110,000 USD (subject to the candidate meeting the specific skills, experience, education, and qualification requirements).

Salary:

Pay Type:

Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.

• health insurance
• tuition reimbursement
• accident and life insurance
• retirement savings plans.

To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at https://jobs.bmo.com/us/en

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.

BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e‑mail to [e-mail] and let us know the nature of your request and your contact information.