Analyst - Corporate Banking Portfolio Management

Huntington National Bank; Charlotte (NC); On-site; USD 50,000 - 93,000; Full time

Job summary

The Huntington National Bank is seeking an entry-level Analyst to support the CSG Credit Products team in portfolio management and underwriting activities. You will build skills in credit and market analysis, cash flow analysis and modeling, and industry research while summarizing creditworthiness of clients and prospects.

You will collaborate with Relationship Management, Credit Administration, Capital Markets, and other partners to produce concise analyses and ensure adherence to credit

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• High level of attention to detail.
• Proficiency in Microsoft Excel and MS Office.

Responsibilities

• Gather and analyze financial data to determine creditworthiness for loans and credit products.
• Complete financial spreads, risk ratings, performance teasers and portfolio monitoring activities.
• Underwrite complex commercial loans per Huntington policies with financial statement and collateral analysis.
• Conduct industry and market research and distill key themes for presentations.
• Perform other duties as assigned.

Skills

Excel

Attention to detail

MS Office

Education

Bachelor's degree in Finance/Accounting or related field

Job description

Summary

The analyst supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis. The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.

Description

The analyst supports the CSG Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis. The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank.

Duties & Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loan and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities.
• Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.
• Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.
• Performs other duties as assigned.

Basic Qualifications

• Bachelor's Degree required (Finance, Accounting, or related field)
• High level of attention to detail
• Proficiency in Microsoft Office suite (particularly Microsoft Excel)

Exempt Status

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Workplace Type

Office

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range

$49,925.00 - 92,575.00 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary ...

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.