AML/Risk Specialist II: Investigations & Due Diligence

First Horizon Corp.; Memphis (TN); Hybrid; USD 55,000 - 85,000; Full time

Job summary

First Horizon Corporation, headquartered in Memphis, TN, seeks an AML Investigator to perform confidential research and investigations of money laundering and financial crime. Responsibilities include customer due diligence, transaction analysis, case documentation, and participation in audits.

Strong knowledge of BSA compliance and prior banking experience preferred. The role emphasizes onboarding reviews, risk assessment, and collaboration with management to ensure timely completion of

Qualifications

• CDD & EDD experience required or preferred.
• Strong analytical skills for transaction monitoring and pattern recognition.
• Ability to document investigations and prepare management-ready cases.
• Understanding of AML, financial crime laws, and regulatory expectations.

Responsibilities

• Monitor client relationships and conduct customer due diligence and enhanced due diligence as needed.
• Analyze client account transactions to detect suspicious activity and decide on actions.
• Document findings and prepare cases for review by management.
• Provide risk rating recommendations for reviewed client relationships.
• Review and analyse prospect clients prior to onboarding.
• Support management to ensure daily, weekly, and monthly obligations are met.
• Participate in regulatory exams/audits by gathering requested data.
• Perform other duties as assigned.

Skills

CDD & EDD

Transaction analysis

Regulatory reporting

Attention to detail

Education

High school diploma or GED

Job description

First Horizon Corporation, headquartered in Memphis, TN, seeks an AML Investigator to perform confidential research and investigations of money laundering and financial crime. Responsibilities include customer due diligence, transaction analysis, case documentation, and participation in audits.

Strong knowledge of BSA compliance and prior banking experience preferred. The role emphasizes onboarding reviews, risk assessment, and collaboration with management to ensure timely completion of