AML Manager

Telhio Credit Union; Columbus (OH); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k) plan

Job summary

Telhio Credit Union, a prominent Ohio-based financial institution, seeks an AML Manager to lead BSA/AML, CIP, CDD, OFAC, and SAR/CTR programs. The role ensures legal and regulatory compliance while safeguarding members and the financial system.

You will supervise staff, provide training, and partner with business units to mitigate financial crime risk. A strong background in credit unions and compliance is essential for success.

Qualifications

• 3–5 years of progressive BSA/AML compliance, financial crimes, risk management, or related experience.
• 2+ years of leadership or supervisory experience preferred.
• Experience within a credit union or financial institution strongly preferred.
• Experience managing investigations, SAR filings, CTR reporting, OFAC compliance, and risk assessments.

Responsibilities

• Assist in the management and execution of Telhio’s BSA/AML compliance program.
• Ensure compliance with BSA, USA PATRIOT Act, FinCEN, OFAC, CIP, and CDD requirements.
• Maintain policies and internal controls to mitigate money laundering, fraud, and sanctions risks.
• Provide leadership and development to BSA/AML personnel; monitor performance and quality.
• Support business units on compliance obligations and risk considerations.
• Participate in product, system, and vendor reviews to assess compliance impacts.

Skills

Leadership

Training

Regulatory compliance

BSA/AML compliance

Education

Bachelor's degree in Business/Accounting/Finance/Criminal Justice/Risk Management

Job description

Formed in 1934, Telhio began as a credit union for Columbus Telephone Company (now AT&T) employees. Telhio now serves over 70,000 member-owners throughout central and southwest Ohio. As one of the largest credit unions in Ohio, Telhio is a strong financial institution that continues to serve its members through extraordinary service, innovative financial solutions and community involvement. After generations of service and growth, we never lose focus of our three core values - Caring, Commitment, and Integrity.

Summary:

The AML Manager is responsible for the administration, maintenance, and effectiveness of Telhio’s Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Assets Control (OFAC), Customer Identification Program (CIP), Customer Due Diligence (CDD), and Suspicious Activity Monitoring programs. This position ensures compliance with applicable laws, regulations, and regulatory guidance while supporting Telhio’s commitment to protecting the organization, its members, and the financial system from financial crime.

The AML Manager oversees daily compliance operations, suspicious activity investigations, regulatory reporting, quality control activities, staff training, and regulatory examination preparation. The position serves as a subject matter expert and partner to business units across Telhio to identify, assess, and mitigate financial crime risk.

Essential Duties and Responsibilities

BSA/AML Program Administration

• Assist in the management and execution of Telhio’s BSA/AML compliance program.
• Ensure compliance with the Bank Secrecy Act, USA PATRIOT Act, FinCEN requirements, OFAC regulations, Customer Identification Program (CIP), Customer Due Diligence (CDD), and
  Beneficial Ownership requirements.
• Maintain policies, procedures, and internal controls designed to mitigate money laundering, terrorist financing, fraud, and sanctions-related risks.
• Monitor regulatory changes and recommend enhancements to ensure ongoing compliance.

Suspicious Activity Monitoring and Investigations

• Oversee the identification, investigation, and documentation of unusual or suspicious activity.
• Review investigative findings and determine when escalation and regulatory reporting are warranted.
• Ensure timely and accurate filing of Suspicious Activity Reports (SARs), Currency Transaction Reports (CTRs), and other required regulatory reports.
• Maintain appropriate case management documentation and investigation records.

OFAC and Sanctions Compliance

• Oversee Telhio’s OFAC compliance program.
• Ensure timely review and resolution of sanctions and watch-list alerts.
• Coordinate reporting requirements related to blocked or rejected transactions.
• Monitor sanctions-related risks and implement necessary controls.

Leadership and Staff Development

• Provide leadership, coaching, and development to BSA/AML personnel.
• Establish performance expectations and monitor team productivity and quality.
• Facilitate ongoing education and professional development opportunities.
• Promote a culture of compliance, accountability, and continuous improvement.

Training and Business Partner Support

• Provide guidance and consultation to business units regarding compliance obligations and financial crime risks.
• Participate in new product, service, system, and vendor reviews to assess compliance impacts.
• Support enterprise initiatives involving fraud prevention, account opening, digital banking, and payments.
• Communicate emerging risks, significant investigations, regulatory developments, and program performance metrics.

Qualifications

Education

• Bachelor's degree in Business, Accounting, Finance, Criminal Justice, Risk Management, or a related field preferred.
• Equivalent combination of education and experience may be considered.

Experience

• Three to five years of progressive BSA/AML compliance, financial crimes, risk management, or related experience.
• Two or more years of leadership or supervisory experience are preferred.
• Experience within a credit union or financial institution is strongly preferred.
• Experience managing investigations, SAR filings, CTR reporting, OFAC compliance, and risk assessments.

Certifications

• One or more of the following certifications is preferred:
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Bank Secrecy Act Professional (CBSAP)
• Certified AML and Fraud Professional (CAFP)
• Other applicable financial crime compliance certifications

What you will earn:

• Competitive pay
• Benefits: medical, dental, vision, life and disability insurance
• 6% matching and immediately vested 401(k) plan
• Generous Paid Time Off and Paid Holidays
• Opportunity for personal career growth, continued education and mentorship programs
• Volunteer opportunities impacting the local community

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, you will need to have good manual dexterity as well as speaking and hearing ability. This position requires sitting; some reaching; standing; some stooping or kneeling. The employee must occasionally lift and move up to 50 pounds. It is expected that the employee will read, compile, compute and record numerical and statistical data. Must drive occasionally.

This is a Non-CollectiveBargaining Unit

Telhio is an Equal Opportunity Employer