AML Manager

Self Financial, Inc.; Austin (TX); Remote; USD 120,000 - 150,000; Full time

Benefits offered by this job

Generous health insurance

Employer-paid benefits

Gym membership options

Education reimbursement program

Parental leave

Relocation bonus to move to Austin

Stock options

Performance-based bonuses

Flexible vacation

Hybrid work arrangement

Casual dress code

Team building events

Inclusion opportunities

Job summary

Self Financial, Inc. is seeking an AML Manager to lead our AML/sanctions program and work with bank partners on ML/TF monitoring, KYC, and sanctions investigations. This remote role prefers candidates in Austin, TX, supporting risk-aligned operations across the organization.

You will develop policies, own investigations, report unusual activity, and drive KPI insights for executives while advancing our compliance program in a fast-paced fintech environment.

Qualifications

• 5+ years AML/CFT and sanctions experience.
• 2+ years independently managing AML investigations.
• 3+ years building ML/TF monitoring programs.
• 1+ year analyzing OFAC SDN alerts.
• CAMS or CFCS certification preferred.
• Strong communication and cross-stakeholder collaboration.

Responsibilities

• Develop and manage AML/sanctions program aligned with risk.
• Own monitoring alerts, high-risk reviews, and OFAC hits.
• Coordinate with bank partners on updates and investigations.
• Prepare unusual activity reports for SAR filings.
• Analyze trends and report KPIs to leadership and Board.
• Draft AML policies and procedures for efficiency.
• Stay updated on typologies and industry risks.
• Foster culture and values alignment across teams.

Skills

AML/CFT

Sanctions investigations

KYC

OFAC knowledge

Stakeholder collaboration

Policy and procedure drafting

Training delivery

AI/automation in investigations

Communication

Process improvement

Education

CAMS or CFCS certification

Job description

Self Financial is a venture-backed, high-growth FinTech company with a mission to increase economic inclusion and financial resilience by empowering people to build credit and build savings.

We're looking for people who share our passion and are driven to tackle challenges, find solutions and make the financial space better for the communities we serve.

Our team is passionate about challenging the status quo of the credit industry by providing people accessible tools to take control of their credit. Executing on our mission requires deep collaboration across our teams to ensure our products reach the people who can benefit from them the most, particularly the 100 million+ Americans who have no or low credit.

AML Manager

About the Job

Self is seeking an AML Manager. As the AML Manager, you will join our Compliance team, working closely with our bank partners to support the day-to-day operations of our AML and sanctions program, with an emphasis on Self's Money Laundering/Terrorism Financing (ML/TF) transaction monitoring, KYC, and sanctions investigations.

Location: Remote, with a preference for candidates based in Austin, TX.

What You Will Do

• Assist in developing, enhancing, and managing Self's AML and sanctions program, and ensuring that it aligns with Self's risk profile.
• Perform AML investigations, independently owning transaction monitoring alerts, high-risk customer reviews, and OFAC SDN hits.
• Serve as the primary AML/sanctions point of contact for Self's bank partners, working closely with them on program updates, escalations, and investigation outcomes.
• Prepare and deliver unusual activity reports (UARs) to Self's bank partners to support their preparation and filing of Suspicious Activity Reports (SARs).
• Analyze and synthesize important trends and elevate as appropriate.
• Develop and report key performance indicators to key stakeholders, including management and Self's Board of Directors.
• Draft and revise policies and procedures to improve the AML program's efficiency.
• Maintain a strong industry knowledge of applicable trends, typologies, and risks related to suspicious activity monitoring.
• Promote organizational culture and work to improve the overall health of the organization through collaboration and values alignment.

What You Bring

• Preferred 5+ years of relevant experience in AML/CFT and sanctions, including experience independently managing a full AML investigations caseload, with a minimum of 2 years' experience.
• Preferred 3+ years experience developing, implementing, and running a ML/TF monitoring program (to include suspicious activity monitoring and high-risk customer reviews).
• 1+ year of experience analyzing OFAC SDN alerts.
• CAMS (Certified Anti-Money Laundering Specialist) or CFCS (Certified Financial Crime Specialist) certification preferred.
• Deep understanding of ML/TF typologies and risks, as well as the ability to maintain knowledge of current typology trends.
• Experience utilizing AI and automation to assist in AML investigations.
• Experience developing and delivering training to team members, including training for quality assurance purposes.
• Extensive experience writing and developing AML and sanctions policies & procedures, as well as risk assessments.
• Proven experience working collaboratively and effectively with the ability to work effectively with multiple stakeholders, including internal teams and bank partners.
• Exceptional communication skills and a high level of emotional intelligence.
• Ability to adapt to change in a fast-paced environment and comfortable working in a rapidly changing industry with flexibility to quickly react to changing demands.
• Keen eye for process improvement and efficiency modification.
• A strong desire to continue learning within the AML space and developing industry knowledge to assist Self in maintaining a compliant BSA program.

Base salary range: $120,000-150,000 annually. Individual pay and level is based on factors unique to each candidate, including skill set, experience, and other job-related reasons.

Benefits & Perks

• Generous health, dental, and vision insurance coverage
• Employer-paid benefits including life, disability, and cost-containment resources
• Gym membership options through ClassPass or monthly reimbursement
• Education reimbursement program
• Paid parental leave
• Relocation bonus to move to Austin
• Referral program
• Company equity in the form of stock options
• Company performance-based bonuses
• Flexible vacation
• Hybrid work arrangement
• Casual dress code
• Team building events and activities
• ERG and inclusion opportunities

Self Financial requires all employees hired to successfully pass a background check.

We are an Equal Opportunity Employer.

At this time, we are only able to consider applicants who are U.S. Citizens or Green Card Holders for employment opportunities. We appreciate your understanding.