AML Investigator & Sanctions Analyst (Hybrid)

Tompkins Bank & Trust; City of Ithaca (NY); On-site; USD 37,000 - 47,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k) Match

Profit Sharing

Paid Time Off

11 Holidays

Tuition Reimbursement

Free Parking throughout Tompkins Bank

Job summary

Tompkins Bank & Trust is seeking an AML Specialist to support AML/CFT, CIP, and sanctions programs. You will conduct transaction monitoring, due diligence on high‑risk customers, and investigations, while preparing regulatory filings and collaborating with business partners to strengthen the AML program.

The role emphasizes effective monitoring, timely reporting, and continuous program improvement as part of a compliant, risk‑aware culture.

Qualifications

• Associate’s degree required; bachelor’s preferred in a related field.
• CAMS and/or CFCS certification preferred.
• 2–4 years of experience in BSA/AML compliance or related financial crime role.
• Strong analytical and written communication skills; ability to handle confidential information.
• Proficiency in Microsoft Office and familiarity with AML monitoring systems.

Responsibilities

• Review transaction monitoring alerts and reports.
• Identify potential suspicious activity and elevate alerts as appropriate.
• Prepare and file Suspicious Activity Reports and Currency Transaction Reports within regulatory timelines.
• Conduct high-risk customer due diligence and periodic reviews.
• Review customer account activity for CIP, CDD, and Beneficial Ownership compliance.
• Review and disposition potential sanctions and Section 314(a) matches.
• Collaborate with lines of business to obtain customer information and clarify transactional activity.
• Support AML leadership with programmatic activities and ongoing learning.

Skills

Analytical skills

Written communication

Discretion

MS Office

AML monitoring systems

Education

Associate degree

Bachelor's degree

CAMS certification

CFCS certification

Tools

MS Office

AML monitoring systems

Job description

Tompkins Bank & Trust is seeking an AML Specialist to support AML/CFT, CIP, and sanctions programs. You will conduct transaction monitoring, due diligence on high‑risk customers, and investigations, while preparing regulatory filings and collaborating with business partners to strengthen the AML program.

The role emphasizes effective monitoring, timely reporting, and continuous program improvement as part of a compliant, risk‑aware culture.