AML Investigator: Global Transactions & SARs

Social Capital Resources; New York (NY); On-site; USD 85,000 - 120,000; Full time

Job summary

Top-Tier Bank in Midtown, Manhattan is actively seeking an AML Associate for a full-time role in its Regulatory Compliance division. The ideal candidate will investigate monitoring alerts, assess unusual activity, and prepare detailed investigative reports to support risk assessments.

Qualifications include a Bachelor's degree and a minimum of 3 years of BSA/AML experience, with prior work on correspondent banking transactions considered essential.

Qualifications

• Bachelor's degree required.
• Minimum of 3 years of BSA/AML experience within banking, financial services, or regulatory environment.
• Experience investigating correspondent banking transactions and relationships is required.
• Strong understanding of AML regulations, transaction monitoring, suspicious activity identification, and SAR reporting.

Responsibilities

• Investigate transaction monitoring alerts to identify unusual activity, potential financial crime risks, and possible regulatory concerns.
• Review customer profiles, transaction histories, and related financial information to assess activity against expected account behavior.
• Conduct detailed research using internal banking systems, public records, and external information sources.
• Evaluate complex domestic and international payment activity, including transactions involving correspondent banking relationships.
• Prepare comprehensive investigative reports documenting findings, risk assessments, and recommended dispositions.
• Identify potentially suspicious activity and assist with SAR preparation and supporting documentation.
• Coordinate information requests with internal business units and track outstanding investigative items.
• Review trade finance activity for potential AML risks and unusual transaction patterns.
• Support enhancements to transaction monitoring processes, including system testing, alert optimization, and workflow improvements.
• Assist with compliance reporting, investigative metrics, and other financial crime prevention initiatives.
• Maintain accurate case records and ensure investigations are completed in accordance with regulatory expectations and internal standards.

Skills

AML investigations

Regulatory compliance

Analytical thinking

Written communication

Attention to detail

Education

Bachelor's degree

CAMS certification preferred

Tools

NICE Actimize

Job description

Top-Tier Bank in Midtown, Manhattan is actively seeking an AML Associate for a full-time role in its Regulatory Compliance division. The ideal candidate will investigate monitoring alerts, assess unusual activity, and prepare detailed investigative reports to support risk assessments.

Qualifications include a Bachelor's degree and a minimum of 3 years of BSA/AML experience, with prior work on correspondent banking transactions considered essential.