AML Investigator: Financial Crime & Compliance

Social Capital Resources; New York (NY); On-site; USD 85,000 - 130,000; Full time

Job summary

Social Capital Resources is recruiting an AML Associate for a full-time role with a top-tier bank in Midtown Manhattan. You will investigate alerts, review customer activity, and prepare investigative reports documenting findings and dispositions.

The ideal candidate has a Bachelor's degree and at least 3 years of BSA/AML experience, including correspondent banking. CAMS certification is preferred; strong analytical, investigative, and written communication skills are essential.

Qualifications

• Bachelor's degree required.
• Minimum of 3 years of BSA/AML experience in banking or regulatory environment.
• Experience investigating correspondent banking transactions and relationships.
• Strong knowledge of AML regulations, transaction monitoring, SAR reporting.
• Experience with international payments, cross-border transactions, or trade finance preferred.
• Familiarity with transaction monitoring platforms; NICE Actimize experience is a plus.
• CAMS certification preferred.
• Strong investigative, analytical, and written communication skills.
• Ability to independently manage multiple investigations and priorities.
• Proficiency in Microsoft Excel, Word, and related apps.

Responsibilities

• Investigate transaction monitoring alerts to identify unusual activity, potential financial crime risks, and regulatory concerns.
• Review customer profiles, transaction histories, and related financial information to assess activity against expected account behavior.
• Conduct detailed research using internal banking systems, public records, and external information sources.
• Evaluate complex domestic and international payment activity, including transactions involving correspondent banking relationships.
• Prepare comprehensive investigative reports documenting findings, risk assessments, and recommended dispositions.
• Identify potentially suspicious activity and assist with SAR preparation and supporting documentation.
• Coordinate information requests with internal business units and track outstanding investigative items.
• Review trade finance activity for potential AML risks and unusual transaction patterns.
• Support enhancements to transaction monitoring processes, including system testing, alert optimization, and workflow improvements.
• Assist with compliance reporting, investigative metrics, and other financial crime prevention initiatives.
• Maintain accurate case records and ensure investigations are completed in accordance with regulatory expectations and internal standards.

Skills

Investigative skills

Analytical skills

Written communication

Education

Bachelor's degree

Tools

NICE Actimize

CAMS certification

Job description

Social Capital Resources is recruiting an AML Associate for a full-time role with a top-tier bank in Midtown Manhattan. You will investigate alerts, review customer activity, and prepare investigative reports documenting findings and dispositions.

The ideal candidate has a Bachelor's degree and at least 3 years of BSA/AML experience, including correspondent banking. CAMS certification is preferred; strong analytical, investigative, and written communication skills are essential.