AML Investigations Analyst

Varo Bank; Charlotte (NC); On-site; USD 90,000 - 120,000; Full time

Job summary

Varo Bank is seeking a Financial Crimes Analyst to join the Financial Crimes Investigations (FCI) team in Charlotte, NC. The role focuses on targeted investigations to identify patterns of money laundering, fraud, and other financial crimes, coordinating with risk, product, and engineering teams to improve processes and controls.

You will review alerts, draft SARs, and support law enforcement requests while staying current with BSA/AML guidance.

Qualifications

• 2+ years of transaction monitoring & surveillance investigations in AML/ML/TF.
• 2+ years as an intelligence analyst or counter-threat finance in DoD/IC/LE.
• Experience reviewing alerts, conducting investigations, and drafting SARs.
• Strong understanding of BSA/AML regulations and FinCEN guidelines.

Responsibilities

• Review moderate and complex transaction monitoring alerts and investigations.
• Prepare and review SAR narratives of red flags and suspicious activity.
• Conduct historical reviews and assist with law enforcement information requests.
• Maintain up-to-date knowledge of BSA/AML regulations and trends.

Skills

BSA/AML regs

Transaction monitoring

SAR drafting

Intelligence analysis

Risk-based decisions

Communication skills

Financial Crime investigations

Job description

Varo Bank is seeking a Financial Crimes Analyst to join the Financial Crimes Investigations (FCI) team in Charlotte, NC. The role focuses on targeted investigations to identify patterns of money laundering, fraud, and other financial crimes, coordinating with risk, product, and engineering teams to improve processes and controls.

You will review alerts, draft SARs, and support law enforcement requests while staying current with BSA/AML guidance.