AML & Financial Crimes Risk Analyst

Origin Bank; Tyler (TX); Hybrid; USD 70,000 - 100,000; Full time

Job summary

Origin Bank seeks a Financial Crimes Risk Analyst to ensure compliance with BSA/AML/OFAC requirements. You will monitor, investigate, and report suspicious activity, conducting root-cause analyses and preparing SARs with thorough documentation.

The role involves collaborations with banking centers and other departments, handling Verafin workflows, and staying current on regulatory guidance to protect the bank and its customers.

Qualifications

• High school diploma or GED required; Bachelor's degree highly preferred.
• Minimum three (3) years of BSA/AML/OFAC experience required including recent bank BSA compliance experience within the last 12 months.
• Five (5) years of banking experience (including BSA/AML/OFAC experience) is required.
• Certified Anti-M money Laundering Specialist (CAMS) or AML certification preferred.

Responsibilities

• Prepare concise alert and case investigation summaries to support final SAR outcomes.
• Analyze transactional data to identify activity indicative of high-risk entities and refer to the appropriate team.
• Research and investigate customer account behavior for AML-related suspicious activity and determine likelihood of SAR filing.
• Collaborate with banking center and other departments to research cases and obtain necessary documentation.
• Document complex cases; ensure SAR narratives include all relevant data; draft SARs and NO SAR decisions for review.
• Renewal review for continuing activity 90 days after original SAR filing; make refiling/close recommendations.
• Operate systems to obtain customer information, transaction history, and archive reports for the BSA program.
• Utilize internal and external research tools to prepare documentation for AML investigations.
• Maintain expertise on AML regulations and typologies; stay current on policy updates.
• Support special projects or critical casework related to BSA/AML matters.

Skills

Analytical thinking

Problem solving

Oral and written communication

Teamwork

Adaptability

Attention to detail

Judgment

Planning/organizing

Professionalism

Customer focus

Education

High school diploma or GED

Bachelor's degree preferred

Tools

Verafin

IBS Core

IBS Teller Insight

IBS Deposit Origination

AccuSystems

nCino

Encompass

Job description

Origin Bank seeks a Financial Crimes Risk Analyst to ensure compliance with BSA/AML/OFAC requirements. You will monitor, investigate, and report suspicious activity, conducting root-cause analyses and preparing SARs with thorough documentation.

The role involves collaborations with banking centers and other departments, handling Verafin workflows, and staying current on regulatory guidance to protect the bank and its customers.