AML/CTF & OFAC Investigations Analyst (FinCEN 314(b))

Banesco USA; Miami (FL); Hybrid; USD 70,000 - 100,000; Full time

Job summary

Banesco USA in Miami seeks a BSA/AML/OFAC Special Investigations Analyst to conduct first-level AML/CTF and sanctions investigations, focusing on FinCEN 314(b) information-sharing, high-risk wire reviews, and targeted monitoring.

You will evaluate transactional activity for suspicious patterns and ensure compliance with BSA, USA PATRIOT Act, and OFAC, preparing comprehensive investigative recommendations and maintaining audit-ready records.

Qualifications

• High School diploma or equivalent; 3–5 years in BSA/AML/compliance or sanctions screening.
• Fluent in English and Spanish (written and spoken).
• Proficiency in Microsoft Office Suite (Word/Excel/PowerPoint).

Responsibilities

• Conduct FinCEN 314(b) information-sharing investigations end-to-end.
• Investigate post-transaction wire activity for OFAC matches or red flags.
• Coordinate with internal teams to gather supporting documentation.
• Prepare narrative, audit-ready investigative reports and escalation recommendations.
• Assist in audits and regulatory examinations with case files and data.

Skills

Bilingual English/Spanish

Microsoft Office

Strong written/verbal communication

Attention to detail

Multi-tasking/time management

Education

High School diploma or equivalent

Tools

SWIFT/Fedwire knowledge

Job description

Banesco USA in Miami seeks a BSA/AML/OFAC Special Investigations Analyst to conduct first-level AML/CTF and sanctions investigations, focusing on FinCEN 314(b) information-sharing, high-risk wire reviews, and targeted monitoring.

You will evaluate transactional activity for suspicious patterns and ensure compliance with BSA, USA PATRIOT Act, and OFAC, preparing comprehensive investigative recommendations and maintaining audit-ready records.