AML Compliance & Financial Crime Oversight Specialist

Klarna; New York (NY); Presencial; USD 120.000 - 170.000; Jornada completa

Descripción de la vacante

Klarna is seeking a Senior AML Compliance professional to strengthen financial crime controls in the US market. You will provide independent oversight of the AML framework in Second Line Compliance, applying regulatory judgement across key AML activities, including SAR review and filing, while partnering with AML Operations, MLROs, and senior stakeholders.

The role evolves from hands-on regulatory activity to analytical oversight of control design and outcomes across products and markets.

Formación

• Experience in AML, financial crime, or compliance within a regulated financial institution.

Responsabilidades

• Review and approve SARs under MLRO delegation to ensure regulatory thresholds are met.
• Review investigations and SAR narratives for quality, completeness, and defensibility.
• Provide structured feedback to AML investigation teams on investigation quality and SAR narratives.
• Identify complex or sensitive cases requiring escalation to MLROs.
• Perform second-line oversight of AML controls, focusing on Transaction Monitoring effectiveness.
• Conduct thematic reviews across SAR outcomes, escalation decisions, and typologies.
• Assess whether AML risks are adequately covered across products and customer segments.
• Contribute to AML input for new products, material changes, and control enhancements.
• Analyse AML metrics and trends to identify control gaps or emerging risks.
• Support governance, documentation, and clear separation of responsibilities across AML teams.

Descripción del empleo

Klarna is seeking a Senior AML Compliance professional to strengthen financial crime controls in the US market. You will provide independent oversight of the AML framework in Second Line Compliance, applying regulatory judgement across key AML activities, including SAR review and filing, while partnering with AML Operations, MLROs, and senior stakeholders.

The role evolves from hands-on regulatory activity to analytical oversight of control design and outcomes across products and markets.