AML Analyst — Investigations & Compliance

Hills Bank and Trust Company; Hills (IA); On-site; USD 60,000 - 95,000; Full time

Benefits offered by this job

Benefits package

Job summary

Hills Bank and Trust Company in Iowa seeks an AML Analyst to support BSA/AML, CFT, OFAC, and CDD programs. You will monitor customer activity, investigate suspicious transactions, review alerts, and assist with regulatory reporting to ensure compliance.

The role requires a BA/BS and 0–2 years of related banking experience; ability to read and interpret regulations; and strong analytical/communication skills in a standard office setting.

Qualifications

• BA or BS Degree
• 0-2 years of related banking experience and/or training related to the Bank Secrecy Act and other laws and regulations or equivalent combination of education and experience
• Ability to read, analyze and interpret government regulations, trade journals and legal documents.
• This job requires skills needed in a typical office environment including computer and communications skills.

Responsibilities

• Regulatory Reporting: assist with Currency Transaction Report (CTR) and monetary instrument daily reviews; ensure filings are completed accurately and within required timeframes; monitor SAR/CTR retention requirements.
• OFAC and Sanctions Compliance: review and resolve OFAC and sanctions-related alerts; research matches and document decisions; escalate concerns to management.
• BSA/AML Monitoring and Investigations: review system-generated alerts for unusual or potentially fraudulent activity; conduct investigations of customer transactions and relationships.
• Examinations, Audits, and Training: assist with internal and external audits and regulatory examinations; participate in BSA/AML training and awareness efforts.

Education

Bachelor's degree

Job description

Hills Bank and Trust Company in Iowa seeks an AML Analyst to support BSA/AML, CFT, OFAC, and CDD programs. You will monitor customer activity, investigate suspicious transactions, review alerts, and assist with regulatory reporting to ensure compliance.

The role requires a BA/BS and 0–2 years of related banking experience; ability to read and interpret regulations; and strong analytical/communication skills in a standard office setting.