AML Analyst - Harrisburg, PA

Mid Penn Bank - Millersburg Branch; Harrisburg (Dauphin County); On-site; USD 60,000 - 75,000; Full time

Benefits offered by this job

Medical plans with prescription drug

401(k) matching

Paid time off

Tuition reimbursement

Job summary

Mid Penn Bank is seeking an AML Analyst in Harrisburg, PA to ensure compliance with BSA/AML/OFAC standards. This onsite role focuses on investigations, pattern analysis, and SAR preparation. Cooperation with FCC teams is essential to detect illicit activity.

The ideal candidate has 2–3 years in BSA/AML or fraud, strong analytical skills, and proficiency with AML tools like Verafin and Actimize. Onsite work required in Harrisburg, PA.

Qualifications

• Bachelor’s degree in Criminal Justice or related field or equivalent experience.
• 2–3 years of experience in BSA/AML compliance or fraud investigation.
• Knowledge of BSA/AML/OFAC regulations and financial crime risk management.
• Strong analytical and investigative skills with attention to detail.
• Proficient with Microsoft Office and case management systems.

Responsibilities

• Interprets BSA, AML, USA PATRIOT, and OFAC regulations in daily duties.
• Identifies patterns indicating money laundering or terrorist financing.
• Prepares and files SARs in a timely and compliant manner.
• Monitors daily transactions for suspicious activity and conducts investigations.

Skills

Analytical skills

Investigation skills

Attention to detail

AML software

Microsoft Office

Education

Bachelor’s degree in Criminal Justice or related field

Tools

Verafin

Patriot Officer

Actimize

FCRM

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

AML Analyst - Harrisburg, PA

Regular Full Time Harrisburg, PA, US

A great banking experience starts with a great team! Mid Penn Bank is actively seeking an AML Analyst to join our team in Harrisburg, PA.

We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. Our inclusive culture encourages all employees to share ideas, collaborate, and contribute to the values that make us a winning team for our customers, shareholders, and communities.

*Position is 100% onsite in Harrisburg, PA. This is NOT a remote/work from home position.

Position Overview

The AML Analyst is responsible for ensuring compliance with the Bank Secrecy Act (BSA), Anti-Money Laundering (AML) laws, and Office of Foreign Assets Control (OFAC) regulations. This role conducts investigations, analyzes customer activity, monitors suspicious transactions, and supports the filing of Suspicious Activity Reports (SARs). The AML Analyst plays a critical role in helping the institution detect and prevent illicit financial activities. This role supports the financial institution’s broader Financial Crimes Compliance (FCC) program, with a focus on detecting and preventing illicit activity through rigorous due diligence and regulatory reporting.

• Interprets and applies the Bank Secrecy Act, Anti-Money Laundering laws, USA PATRIOT Act, and Office of Foreign Assets Control (OFAC) regulations in daily responsibilities.
• Follows FinCEN guidelines and executes SAR filing procedures and AML risk typologies (e.g., structuring, funneling, human trafficking).
• Identifies patterns that may indicate money laundering or terrorist financing.
• Distinguishes between false positives and actionable red flags through investigation and analysis.
• Utilizes AML software tools (e.g., Verafin, Patriot Officer, Actimize, FCRM).
• Navigates core banking systems and executes data queries to support AML reviews and investigations.
• Prepares, documents, and submits SARs (suspicious activity reports) in a timely and compliant manner.
• Monitors and analyzes daily transactions for suspicious activity using internal systems and reports.
• Conducts thorough investigations on alerts or referrals, including researching customer profiles, transaction history, and related documentation.
• Utilizes software tools to track and analyze transaction data and generates reports to aid in identifying patterns of potentially suspicious behavior.
• Maintains accurate and detailed records of investigations, findings, and decisions in a clear and organized manner.
• Works closely with AML/BSA/Fraud personnel and other departments to elevate issues and ensure appropriate action.
• Assists with the preparation, documentation, and timely filing of Suspicious Activity Reports (SARs).
• Provides timely reporting to the BSA Officer and other appropriate groups or individuals.
• Maintains various records, logs and files relating to financial services BSA functions; updates on an ongoing basis to keep current.
• Assists in gathering and updating information required for the annual Risk Assessment (BSA, CIP, OFAC, Red Flag).

Education & Qualifications

• Bachelor’s degree Criminal Justice, or a related field (or equivalent experience)
• 2–3 years of experience in BSA/AML compliance, fraud investigation, or financial services normally required
• Knowledge of BSA/AML/OFAC regulations and financial crime risk management practices
• Strong analytical and investigative skills with attention to detail
• Proficient with Microsoft Office and case management systems (e.g., Patriot Officer, Verafin, Actimize)
• Excellent written and verbal communication skills

Skill(s)

Strong analytical and problem-solving skills. Attention to detail and ability to work independently. Ability to work under pressure and handle sensitive information with discretion. Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; proficient computer skills, including knowledge of Microsoft Office software and core programs; knowledge of sound financial services and business principles; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual including close vision, auditory and speaking skills; valid driver’s license is required.

Equipment/Machines

• Telephone
• Printer
• Calculator
• Copy machine

Pay Transparency

We set standard salary ranges for our roles based on the position, function, and responsibilities, as benchmarked against similarly sized companies in our industry. Specific compensation offered will be determined based on a combination of factors including the candidate’s knowledge, skills, depth of work experience, and relevant licenses/credentials. The salary range may vary based on geographic location.

Mid Penn Bank offers a comprehensive benefits package to those who qualify.

• medical plans with prescription drug coverage
• flexible spending account, dental and vision insurance
• life insurance
• 401(k) program with employer match and employee stock purchase plan
• paid time off, paid holidays
• disability insurance coverage, parental leave
• employee assistance program, and tuition reimbursement

In addition, all employees are eligible to participate in mentorship programs, receive individualized development and career counseling, and participate in Mid Penn University courses and development programs.

• mentorship programs
• individualized development and career counseling
• Mid Penn University courses and development programs

EEO Statement

Qualified applicants are considered without regard to race, color, age, sex, sexual orientation, gender identity, religion, national origin, genetic information, pregnancy, disability, or protected veteran status. We also comply with all applicable laws governing employment practices and do not discriminate on the basis of any unlawful criteria.

Equal Opportunity Employer–Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity

Sponsorship Statement

As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Mid Penn Bank currently or in the future.