AML Alert & Fraud Risk Analyst

Ameris Bank; Florida; On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Health Insurance

401(k) Plan

Paid Time Off

Job summary

Ameris Bank is seeking an AML Analyst to assess alerted activity and identify unusual patterns. You will work with transaction monitoring outputs and draft clear analyses to support decisions, escalating when required.

This role emphasizes accuracy, regulatory knowledge, and collaboration with front-line teams. The ideal candidate has 2+ years in AML, familiarity with BSA/AML rules, and a CAMS/CFE certification, or equivalent experience.

Qualifications

• Bachelor's degree in Economics, Accounting, Finance, Criminal Justice or related field required.
• CAMS or CFE certification required or preferred.
• 2+ years of direct AML experience.
• Knowledge of BSA/AML rules and the USA PATRIOT Act.

Responsibilities

• Perform assessments of alerted customer activity generated from transaction monitoring software.
• Ensure timely identification and escalation of unusual activity.
• Review manual reports for unusual activity and escalation.
• Analyze customer activity to determine if escalation is necessary.
• Draft reports and document analysis to support decisions.
• Work with front line staff to obtain information helpful during alert assessment.
• Cross-train in investigation and CTR processes when opportunities arise.
• Stay current with money laundering and terrorist financing typologies and regulations.

Skills

Microsoft Office

Banking environment

BSA/AML rules

Oral and written communication

Critical thinking

Analytical skills

Attention to detail

Self-starter

Relationship building

Education

Bachelor's degree in Economics/Accounting/Finance/Criminal Justice or related field

CAMS or CFE certification

Job description

Ameris Bank is seeking an AML Analyst to assess alerted activity and identify unusual patterns. You will work with transaction monitoring outputs and draft clear analyses to support decisions, escalating when required.

This role emphasizes accuracy, regulatory knowledge, and collaboration with front-line teams. The ideal candidate has 2+ years in AML, familiarity with BSA/AML rules, and a CAMS/CFE certification, or equivalent experience.