ALM Senior Associate - Liquidity & Capital Planning

PNC Financial Services Group, Inc.; Northern (KY); Hybrid; USD 86,000 - 173,000; Full time

Job summary

PNC Financial Services Group, Inc. is seeking an ALM Senior Associate - Liquidity & Capital Planning to join the Corporate Treasury team, based in Pittsburgh, PA or New York, NY.

You will lead liquidity and capital forecasting, perform stress testing, and collaborate with partners across Finance, Risk and senior management to inform capital allocation decisions. This role emphasizes data analysis, model development, and executive-level presentations, with a focus on maintaining financial

Qualifications

• University degree required with 3+ years of experience in ALM or liquidity planning.
• Strong analytical and forecasting skills.
• Experience with stress testing and regulatory reporting is a plus.

Responsibilities

• Lead financial analysis and reports on liquidity and capital planning.
• Perform stress testing and data quality assurance.
• Collaborate with internal partners and present to executives.

Skills

Capital Management

Liquidity Management

Data Analytics

Financial Analysis

Market Research

Regulatory Environment

Education

Bachelor's Degree

Job description

## ALM Senior Associate - Liquidity & Capital PlanningApply: PA - Pittsburgh (15222): NY - New York (10022): Full time: Posted Today: R236131# **Position Overview**At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an ALM Senior Associate - Liquidity & Capital Planning within PNC's Finance organization, you will be based in Pittsburgh, PA or New York, NY. Corporate Treasury plays a central role in managing the organization's capital, liquidity, and funding resources to support PNC's strategic objectives. Through forecasting, scenario analysis, and balance sheet optimization, the Corporate Treasury team provides critical analytics and insights that inform decisions on growth, profitability, risk management, and capital deployment. Treasury partners closely with business leaders, Finance, Risk, and executive management to navigate changing market, economic, and regulatory environments while ensuring the company's financial strength and resilience. Treasury's core functions include Capital Management, Liquidity Management, Profitability & Risk-Adjusted Returns, Credit Loss Projections and Stress Testing. Capital Management is responsible for optimizing the bank's capital position while supporting growth, managing risk, and meeting regulatory expectations. The team develops capital forecasts, evaluates the impact of economic and business scenarios, and provides analysis that informs strategic decisions related to capital allocation, balance sheet management, and capital returns. Capital Management also leads risk-weighted asset forecasting and analytics and partners with senior leadership to ensure the effective deployment of capital across the enterprise.PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.# **Job Description*** Leads financial analysis, conducts research and prepares reports. Performs due diligence and statistical analysis related to liquidity and capital planning management. Participates in stress testing efforts.* Reviews peer research in relation to liquidity and capital planning. Presents research summary to executive management.* Manages and performs defined procedures, analyses and report preparation. Performs data aggregation and quality assurance to ensure timely and accurate management reporting. Performs routine transactions as part of the group's liquidity and capital management responsibilities.* Using independent judgment, defines analysis required in the forecast, such as setting assumptions and determining key drivers.* Collaborates with internal partners on topics related to liquidity and capital planning. Assists with the development of executive or board-level presentations.* Assists in analytics/stress testing as it relates to capital and liquidity.PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:* **Customer Focused** - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.* **Managing Risk** - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.# **Qualifications**Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.## **Preferred Skills**Asset Allocation, Auditing Operations, Business Case Analyses, Capital Management, Data Analytics, Financial Analysis, Market Research, Strategic Planning## **Competencies**Accuracy and Attention to Detail, Asset and Liability Management (ALM), Data Gathering and Reporting, Effective Communications, Financial Analysis, Financial Forecasting and Modeling, Financial Services Industry, Liquidity Management, Market Risk, Regulatory Environment - Financial Services## **Work Experience**Roles at this level typically require a university / college degree, with 3+ years of relevant / direct industry experience. Certifications are often desired. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.## **Education**Bachelors## **Certifications**No Required Certification(s)## **Licenses**No Required License(s)## **Language Assessments**No Required or Preferred Language Assessments# **Pay Transparency**Base Salary: $86,250.00 – $172,500.00Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.