ALM Balance Sheet Analyst: Data-Driven Risk & Analytics

PNC; Cleveland (OH); On-site; USD 75,000 - 150,000; Full time

Benefits offered by this job

Medical/prescription coverage

Dental and vision options

401(k) with PNC match

Pension

Stock purchase plans

Back-up child/elder care

Job summary

PNC in Cleveland, OH seeks an ALM Associate Balance Sheet Analyst to join the Chief Investment Office. You will value balance sheet products monthly, quantify interest rate risk, and ensure data capture and model attribution are accurate.

Daily balance sheet analytics, reporting to senior management, and collaboration with the modeling team are core. A Bachelor's degree plus SQL and Excel experience are expected, with emphasis on careful, auditable processes.

Qualifications

• Bachelor's degree in finance, accounting, economics, mathematics, computer science, or similar.
• Moderate experience with SQL and Microsoft Excel.
• Strong analytical, problem-solving, and communication skills, with the ability to explain technical concepts to business and risk stakeholders.
• Demonstrated attention to detail and the ability to manage independent, time-sensitive deliverables.

Responsibilities

• Own the liability categories on the balance sheet, including transaction deposits, time deposits, borrowings, and other liabilities.
• Produce timely packages of deposit data and analytics.
• Perform the daily balance sheet analytics process, ensure proper outputs and be able to communicate changes and elevate issues to senior managers.
• Support the team with requests from market risk, model risk, audit, and external regulators for your areas of responsibility.
• Maintain robust technical documentation, operating procedures, controls, and backup coverage for critical processes under your span of responsibility.
• Collaborate with modeling team on model enhancements.
• Identify and implement automation and AI-driven opportunities while maintaining appropriate controls, transparency, and production stability.

Skills

SQL

Microsoft Excel

Analytical thinking

Communication skills

Attention to detail

Education

Bachelor's degree

Tools

QRM software

Job description

PNC in Cleveland, OH seeks an ALM Associate Balance Sheet Analyst to join the Chief Investment Office. You will value balance sheet products monthly, quantify interest rate risk, and ensure data capture and model attribution are accurate.

Daily balance sheet analytics, reporting to senior management, and collaboration with the modeling team are core. A Bachelor's degree plus SQL and Excel experience are expected, with emphasis on careful, auditable processes.