AI Research, Intern at OnePay

Feedinkoo: Remote Jobs; United States; On-site; USD 33,000 - 47,000; Full time

Benefits offered by this job

Compensation: $29 per hour

Beautiful Tribeca Office

Fully stocked kitchen with beverages &

Weekly professional development & team

Job summary

OnePay is seeking an AI Research Intern to explore agentic AI use cases for customer‑facing features and build a working prototype. You will collaborate with product, engineering and applied science teams to deliver a remarkable customer experience and drive business value.

The role offers a fast‑paced startup environment, Mentorship from the Head of AI/ML, and an opportunity to influence operational efficiency while working in Tribeca office during summer 2026.

Qualifications

• Pursuing a bachelor’s degree or recent graduate in CS, data science, OR, applied math, stats, physics, or related field.
• Proactive and collaborative attitude; owner mindset; fast‑moving environment.
• Strong problem solving and clear communication.
• Organized, detail‑oriented with good listening and multitasking.
• Eager to learn and grow in a rapidly growing startup.
• Available to work in NYC office 3–4 days a week in summer.

Responsibilities

• Research agentic AI use cases for customer‑facing features.
• Design, build and productionize cutting‑edge models.
• Partner with Product, Engineering and Analytics to enhance customer experience.
• Drive measurable impact on the bottom line and operations.

Skills

Proactive & Collaborative Attitude

Critical Thinking

Organized & Detail‑Oriented

Eager to Learn & Grow

Availability in NYC office 3‑4 days/wk

Education

Bachelor's degree in CS/DS/OR/Applied math/stats/physics or related field

Tools

LLMs/Generative AI

Job description

Overview

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress. Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best‑in‑class experience to millions of customers. Our products include checking and high‑yield savings accounts, domestic and international peer‑to‑peer payments, credit builder and credit score monitoring, digital wallet/contactless payment solutions, credit card program, buy‑now‑pay‑later installment loans at Walmart, and prepaid mobile service.

Why We Have a Right to Win

We have the backing of Walmart and Ribbit Capital, are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry‑leading multi‑product value proposition—all in addition to having some of the best people and talent in the industry.

The Role

As an AI Research Intern, your mandate is to research agentic AI use cases for customer‑facing product features and develop a working prototype. This role will impact OnePay’s vision by providing a remarkable customer experience, driving positive business outcomes, and improving operational efficiency. You will work closely with the product, engineering, and applied science teams across all business units. This role reports to the Head of AI/ML.

Responsibilities

• Opportunity to work in an extremely fast‑paced growing company
• Design, build and productionize cutting‑edge models
• Partner with Product, Engineering and Analytics teams to ensure we are providing a remarkable customer experience
• Drive significant impact on the company’s bottom line

Qualifications

• Pursuing a bachelor’s degree, new graduate or current student expected to graduate Fall 2026/Spring 2027, majoring in computer science, data science, operations research, applied math, stats, physics or related technical field
• Proactive & Collaborative Attitude: act like an owner, thrive in a fast‑moving environment, enjoy working with others to achieve collective goals
• Critical Thinking & Problem‑Solving Skills: tackle complex challenges, analyze problems, develop solutions, clear communication of ideas
• Organized & Detail‑Oriented: keen listener with strong organizational skills, able to manage multiple tasks efficiently
• Excited to Learn & Grow: passionate about being part of a rapidly growing startup, look forward to expanding skills in a real‑world setting
• Availability: available to work in New York City office at least 3‑4 days a week throughout the summer

Nice to Have

• Completed a course or worked on a project related to Large Language Models (LLMs) or Generative AI

Benefits

• Compensation: $29 per hour
• Early access to a high potential, high growth fintech
• Beautiful Tribeca Office
• Fully stocked kitchen with beverages and snacks
• Weekly professional development and team social outings

Program Duration

June – August 2026

Interview Process

1. Initial Interview with Talent Partner
2. Technical or Hiring Manager Interview
3. Team Interview
4. Executive Interview
5. Offer!

Equal Employment Opportunity

We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us.