Agribusiness Credit Risk Analyst I

AgTexas Farm Credit; Lubbock (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

AgTexas Farm Credit Services in Lubbock, TX is seeking a Risk Analyst I to support loan structuring and credit administration for agribusiness credits. The role requires working with management to ensure prudent credit practices and adherence to underwriting standards.

The position may be offered with a different title based on qualifications. Salary is negotiable depending on experience and is complemented by collaborative team opportunities and exposure to diverse ag-related lending activities.

Qualifications

• Bachelor's degree in accounting, finance, agricultural business/economics, business administration, or related field; or equivalent experience.
• Three or more years of experience in credit administration.
• Strong organizational, analytical, and communication skills; ability to manage multiple priorities and meet deadlines.
• Proficiency in Microsoft Office applications (Excel, Word, Outlook) and general computer operations.

Responsibilities

• Administers credit administration tracker to ensure compliance with underwriting standards and loan covenants.
• Queries loan file repository for items satisfying outstanding covenants.
• Reviews loan files to interpret ongoing credit administration requirements and cure conflicts with policy/regulatory requirements.
• Identifies trends indicating policy/process improvements for efficiency and accuracy.
• Assists with application of policy, procedure, and regulatory requirements by Credit and Lending staff.
• Assists management with development of new initiatives, policies, or procedures.
• Supports distressed loan program administration and prepares reports for Executive Management and Board.

Skills

Loan structuring

Loan participation

Credit administration

Analytical skills

Communication

MS Office

Education

Bachelor's degree in accounting/finance/business

Tools

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

AgTexas Farm Credit Services in Lubbock, TX is seeking a Risk Analyst I to support loan structuring and credit administration for agribusiness credits. The role requires working with management to ensure prudent credit practices and adherence to underwriting standards.

The position may be offered with a different title based on qualifications. Salary is negotiable depending on experience and is complemented by collaborative team opportunities and exposure to diverse ag-related lending activities.