Affirm Bank Strategic Finance Manager

Affirm; St. Louis (MO); On-site; USD 164,000 - 245,000; Full time

Benefits offered by this job

Comprehensive health coverage

Flexible stipends for technology/food

Generous vacation and holidays

Employee stock purchase plan

Job summary

Affim is seeking a Bank Head of FP&A to join during a pivotal growth phase. Reporting to the Bank CFO, you will lead day-to-day finance operations, develop robust financial models, and drive forecasting, budgeting, and capital planning for the Bank. This remote-first role emphasizes cross-functional collaboration with Affim, Inc.

teams. You will build the strategic finance function, supervise talent development, and present executive-ready insights that influence decisions.

Qualifications

• 8+ years in analytical roles with impact on business outcomes.
• 5+ years of people management experience.
• Ability to operate in fast-paced, ambiguous environments with strong problem-solving.

Responsibilities

• Lead the Bank's FP&A function and build the finance team.
• Manage forecasting and budget processes with robust modeling.
• Oversee capital stress testing and monitoring.
• Provide financial analysis and strategic decision support to cross-functional teams.

Skills

Team leadership

Financial planning & analysis

Financial modeling

Strategic thinking

Stakeholder management

Data visualization

Tools

Excel

Financial modeling tools

Data visualization tools

Job description

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

About The Finance Team

The Finance team ensures Affim remains financially sound and strategically positioned for growth. Our team manages financial planning, accounting, pricing, vendor management, tax, investor relations, and corporate development. We deliver timely insights, accurate reporting, and careful analysis to support decision-making. From day-to-day financial operations to major investments, we enable sustainable, informed growth by maintaining strong fiscal discipline.

About The Role

We are looking for a self-motivated and resourceful Bank Head of FP&A to join us during a pivotal moment of growth. As Affim Bank is currently in its formation phase, we are actively building out our foundational team. Reporting to the Bank CFO, the Bank Head of FP&A will be central to this effort, playing a key role in the formation and operational build-out of the Bank.

The Bank Head of FP&A will play a critical role in building the team and leading day-to-day finance operations. Core responsibilities include managing the forecasting and budget process, developing robust financial models, capital stress testing and monitoring, financial analysis, and partnering with Affim, Inc. cross-functional teams on financial workflows.

What You'll Do

• Team Leadership & Talent Development: Build and lead the Bank strategic finance team, providing strategic direction, recruitment, and coaching as we establish the function.
• Financial Planning & Analysis: Lead the end-to-end forecasting and budget process, ensuring alignment with organizational goals during this critical startup phase. Perform rigorous financial analysis to inform strategic decision-making.
• Financial Modeling: Develop and maintain complex financial models to support strategic planning, scenario analysis, and forecasting for the Bank.
• Capital Strategy: Oversee capital stress testing and ongoing monitoring. Partner cross-functionally to validate inputs, pressure-test key drivers, and ensure outputs reflect current business dynamics.
• Performance Management & Reporting: Monitor performance against forecasts, diagnose variances, identify root causes, and provide forward-looking insights to drive action.
• Strategic Decision Support: Provide decision support on strategic initiatives, evaluating trade-offs and P&L implications. Translate complex analyses into clear, executive-ready narratives that drive insight, inform strategy, and align stakeholders.
• Cross-Functional Partnership: Partner closely with Affim, Inc. cross-functional teams to integrate financial workflows.

What We Look For

• Minimum 8+ years relevant experience in analytical roles (e.g., strategic finance, consulting, data science, or analytics), with demonstrated impact on business outcomes
• Minimum 5 years of people management experience
• Proven ability to operate with ownership and influence in a fast-paced, ambiguous environment, with strong critical thinking and problem-solving skills
• Strong business judgment, with the ability to connect detailed analyses to broader strategic context and executive-level decisions
• Experience partnering with senior stakeholders and influencing decisions across cross-functional teams
• Financial modeling proficiency; working knowledge of modeling tools and experience with data visualization tools preferred
• Familiarity with fintech, lending and payments business model preferred

Base Pay Grade - M

Equity Grade - USA 8

Employees new to Affim typically come in at the start of the pay range. Affim focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT): $185,000 - $245,000

USA base pay range (all other U.S. states): $164,000 - $224,000

Please note that visa sponsorship is not available for this position.

Affim is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affimers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affim office. A limited number of roles remain office-based due to the nature of their job responsibilities.

Benefits

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage - Affim covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affim at a discount

We believe It's On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affim will consider for employment qualified applicants with arrest and conviction records.