Actuary, Personal Lines Property Pricing - REMOTE

Nationwide; United States; Remote; USD 130,000 - 190,000; Full time

Job summary

Nationwide is seeking an Actuary in Personal Lines Pricing to shape pricing strategy, influence product development, and drive market performance. The role partners with analytics, pricing, and business teams to translate complex analyses into actionable recommendations.

This is a full-time position with potential for full remote staffing. The ideal candidate has 7+ years of actuarial experience in P&C pricing and holds FCAS designation, with strong communication and stakeholder collaboration

Qualifications

• Seven or more years of actuarial experience in Property & Casualty pricing.
• Actuarial designation FCAS is required.
• Strong communication and cross-functional collaboration with business teams.

Responsibilities

• Own pricing strategy for a large state using actuarial analysis, market intelligence, filings, and professional judgment.
• Serve as pricing SME for class-plan enhancements, endorsements, and new coverages.
• Partner with stakeholders and modeling teams to interpret results and recommend practical pricing decisions.
• Analyze internal loss experience and external market information to support price selection and opportunities.
• Translate complex actuarial findings into clear recommendations for technical and non-technical audiences, including senior leadership.
• Build cross-functional relationships and lead delivery through influence and collaboration.

Skills

Actuarial methods

Statistical analysis

Pricing strategies

Analytical tools

Education

FCAS designation

Job description

As a team member in Finance at Nationwide, a Fortune 100 company with nearly $70 billion in annual sales, the opportunities are endless! Let Nationwide help create your career journey! At Nationwide®, "on your side" goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care.

Join Nationwide's Property & Casualty Actuarial team as an Actuary, Personal Lines Property Pricing, where you will help shape pricing strategy, product innovation, and market performance for personal lines insurance. This is an opportunity to make a visible business impact as a trusted actuarial partner to pricing, analytics, product, and business teams.

What you’ll do

• Own pricing strategy for a large, complex state, using actuarial analysis, market intelligence, competitor filings, and sound professional judgment.
• Serve as a pricing subject-matter expert for class-plan enhancements, new endorsements, new coverages, and broader personal lines product initiatives.
• Partner with business stakeholders and analytics/modeling teams to interpret results, evaluate coverage and pricing alternatives, and recommend practical, profitable solutions.
• Analyze internal loss experience and external market information to support price selection and identify opportunities to improve Nationwide’s offerings.
• Translate complex actuarial findings into clear recommendations for technical and non-technical audiences, including senior leadership.
• Build strong cross-functional relationships and lead delivery through influence, collaboration, and expertise.

What we’re looking for

• Seven or more years of actuarial experience, preferably in Property & Casualty insurance, personal lines, pricing, or a related discipline.
• Strong knowledge of actuarial methods, statistical analysis, pricing, actuarial models, databases, and analytical tools.
• An actuarial designation, generally FCAS.
• Demonstrated ability to exercise actuarial judgment, assess data and assumptions, resolve non-optimal results, and turn analysis into business recommendations.
• Strong communication, collaboration, strategic-thinking, and problem-solving skills, with the ability to work effectively across technical and business teams.

Advanced analytics, predictive modeling, programming, and modeling-software experience are valued, but not required. We are especially interested in actuaries who can connect analysis to pricing decisions, product strategy, customer needs, and profitable growth.

Why this opportunity

You’ll join a team that encourages innovation, continuous learning, peer collaboration, and the use of modern actuarial tools and methodologies. Your recommendations will help influence personal lines pricing, product development, coverage strategy, and the way Nationwide serves customers in a changing insurance market.

This is a full-time individual-contributor opportunity. This role can be staffed fully remote. #LI-remote #LI-SM1

Job Description Summary

Our Property and Casualty (P&C) Actuarial team members have opportunities to use state-of-the‑art tools, are encouraged to innovate and learn to master actuarial methodologies. As an Actuary, you'll show a mastery of business operations, systems, and actuarial methodologies. You will provide leadership, direction and oversight for the performance of complex actuarial techniques and procedures and risk analysis. In addition, you'll develop a strategic vision for the team to ensure efficient, consistent and integrated data and analysis. We’ll count on you to provide business recommendations that are crucial to the success of Nationwide and the protection we provide our customers. You'll need to work independently and may lead others (directly and/or indirectly).

Job Description

Key Responsibilities:

• Acts as strategic technical expert of actuarial methodologies allowing the ability to source and manipulate data within standard requirements.
• Conducts complex analyses, adhering to actuarial standards, by selecting appropriate data sources, making assumptions, recognizing consideration, and developing recommendations. Accountable for resolving unreasonable results/non-optimal solutions using experience and professional judgment. Analysis conducted will be used to influence broad strategic vison.
• Accurately documents assumptions, methods, sources and considerations in an organized fashion.
• Prepares and presents actuarial findings and documents suitable for technical and non-technical audiences at the OCFO leadership level. May professionally represent company’s position with regulators, auditors and external vendors. May negotiate within defined parameters.
• Develops cross functional work plans and ens