Actuarial Analyst - Commercial P&C Insurance

EPIC Insurance Brokers & Consultants; Seattle (WA); Hybrid; USD 150,000 - 200,000; Full time

Benefits offered by this job

Generous PTO

Parental leave

Referral bonus

Tuition Reimbursement

Mentorship Program

Leadership Development

Pet Insurance

Identity Theft Protection

Legal Planning

Family Planning

Wellness & EAP

Job summary

EPIC Insurance Brokers & Consultants in Seattle seeks an actuary to build, validate, and maintain pricing models for property insurance and casualty lines. You’ll produce broker-ready recommendations from model output and collaborate with a dispersed team of actuaries.

Ideal candidates have property pricing/modeled experience and 2+ years actuary work. Hybrid work with several offices, including Seattle, NYC, and San Francisco, is offered.

Qualifications

• 2+ years of actuarial work, with meaningful time spent on property pricing or modeling.
• Real property modeling experience including loss development, trend, frequency/severity, CAT load integration, and layer pricing.
• Comfort with big, messy datasets; strong Excel; at least one of Python, R, or SQL.
• Ability to explain work without jargon to brokers or clients.

Responsibilities

• Build, validate, and maintain actuarial and statistical models to price property risk (CAT and non-CAT).
• Work with 10+ actuaries, cross-office collaboration.
• Use models to produce indicated rates, layer pricing, limit adequacy reads, retention analysis, and TCOR views.
• Clean up data (SOVs, loss runs, policy schedules) and set up efficient workflows.
• Turn model outputs into client-ready narratives and slides for CFOs.
• Engage with producers, property practice leaders, and clients to discuss numbers and program structure.
• Assist in new business: RFPs, prospect meetings, and actuarial storytelling for placements.
• Leverage AI to speed up work and stress-test models before delivery.
• Document models to ensure auditability and knowledge transfer.

Skills

Big data

Pricing

Communication

AI usage

Education

Bachelor in actuarial science, math, stats, or quantitative field

ACAS preferred

Tools

Excel

VBA

Python

R

Power BI

Tableau

ArcGIS

S&P Capital IQ

Job description

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in New York City and founded in 2007, our company has over 4,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees.

Our core values are: Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

JOB OVERVIEW

We're hiring an Actuary to build the pricing models behind our property insurance work, as well as working on casualty lines. You'll build, validate, and maintain actuarial and CAT models that tell us what property insurance should cost for our clients, and you'll turn that output into recommendations our brokers can use with risk managers and CFOs. Current Property experience is preferred but not required; however must have property pricing & modeling experience at some point in career.

LOCATION

Hybrid - open to 3 to 5 days a week in any of the following EPIC Office locations: New York City; San Francisco; Seattle.

WHAT YOU’LL DO

• Build, validate, and maintain the actuarial and statistical models we use to price property risk, both CAT and non-CAT.
• Work with a collaborative group of 10+ actuaries, geographically dispersed, with a core group located in NYC.
• Use those models to produce indicated rates, layer pricing, limit adequacy reads, retention analysis, and TCOR views that feed real placement decisions.
• Get hands-on with the data. That means cleaning up SOVs, loss runs, and policy schedules, and setting up workflows so the next analysis is faster than the last one.
• Turn model output into something a client can read. Think slides, benchmarks, and short written narratives our brokers can put in front of a CFO without translating.
• Sit with producers, property practice leaders, and clients to walk through the numbers, take the hard questions, and help shape program structure.
• Pitch in on new business. Request for Proposals, prospect meetings, and any deliverable where the actuarial story matters.
• Use AI to move faster and to push back on your own work. We expect you to lean on AI tools for the grunt work (data cleanup, first-pass code, drafting client narratives) and to stress-test your models with it: poke holes in assumptions, run sanity checks, and pressure-test results before they go out the door.
• Keep your models documented and auditable so anyone on the team can pick them up.

TOOLS YOU'LL USE

• Modeling & Simulation: @RISK, ModelRisk
• CAT Platforms: Moody’s RMS, Verisk AIR, Archipelago
• Data & Programming: Excel, VBA, Python, R
• Visualization & Mapping: Power BI, Tableau, ArcGIS
• Market Intelligence: S&P Capital IQ
• Presentations: PowerPoint
• AI: Copilot, Claude

WHAT YOU’LL BRING

Credentials & Technical Skills

• ACAS is preferred. If you're not credentialed, we'll still seriously consider you with at least 2 years of dedicated commercial insurance pricing or modeling work.
• Real property modeling experience. You've worked on loss development, trend, frequency/severity, CAT load integration, and layer pricing, not just read about them.
• Comfort with big, messy datasets. Strong Excel is table stakes. You also work in at least one of Python, R, or SQL.
• You use AI in your day-to-day. Copilot, ChatGPT, Claude, whatever fits the job. You know where it saves you hours, and you know when not to trust it.
• You can explain your work without jargon. If you can't get a broker or a client to follow the logic, the model doesn't matter.

Experience & Education

• 2+ years of actuarial work, with meaningful time spent on property pricing or modeling.
• Bachelors in actuarial science, math, stats, or another quantitative field.
• Brokerage, reinsurance, or carrier-side property pricing experience is a big plus. Bonus points if you've seen how actuarial work actually moves a placement.
• Self-starter mindset. Our property analytics practice is growing fast, and we need people who want to help build it, not just slot into a process.

Domain

• You understand commercial property: how programs are structured, what a tower looks like, what TIV values actually represent, and the actuarial logic underneath it all.
• You know the major CAT models (AIR, RMS) and how vendor output gets folded into pricing. Hands-on experience is great but not required.
• You've seen benchmarking, limit adequacy work, and TCOR modeling used in real renewal conversations.
• You're comfortable with complex programs: layered placements, quota shares, deductibles, self-insured retentions, and captives.
• You can work across a lot of stakeholders at once: brokers, practice leaders, clients, and the technical team.

COMPENSATION

The national average salary for this role is $150,000.00 - $200,000.00+ in base pay and exclusive of any bonuses or benefits. The base pay offered will be determined based on your experience, skills, training, certifications and education, while also considering internal equity and market data.

WHY EPIC

EPIC has over 60 offices and 4,000 employees nationwide – and we’re growing! It’s a great time to join the team and be a part of this growth. We offer:

• Generous Paid Time off Managed PTO for salaried/exempt employees (personal time off without accruals or caps); 22 PTO days starting out for hourly/non-exempt employees; 12 company-observed paid holidays; 4 early-close days
• Generous leave time options: Paid parental leave, pregnancy disability and bonding leave, and organ donor/bone marrow donor leave
• Generous employee referral bonus program of $1,500 per hired referral
• Employee recognition programs for demonstrating EPIC’s values plus additional employee recognition awards and programs (and trips!)
• Employee Resource Groups: Women’s Coalition, EPIC Veterans Group
• Professional growth & development: Mentorship Program, Tuition Reimbursement Program, Leadership Development
• Unique benefits such as Pet Insurance, Identity Theft & Fraud Protection Coverage, Legal Planning, Family Planning, and Menopause & Midlife Support
• Additional benefits include (but are not limited to): 401(k) matching, medical insurance, dental insurance, vision insurance, and wellness & employee assistance programs
• 50/50 Work Culture: EPIC fosters a 50/50 culture between producers and the rest of the business, supporting collaboration, teamwork, and an inclusive work environment. It takes both production and service to